How much debt are you in and what for?

No mortgage.

Credit cards are used instead of my debit card, but they are cleared in full every month.

I think my O2 account has the remainder of my iPhone debt attached to it as a seperate entity to the line rental, and there's £270 attached to it which is being paid off at £30 a month.

So a little bit of current, short term debt.
 
£75k left on the mortgage though if i got the asking price for what i had it valued for over christmas then it's currently in over £50k equity
 
Mortgage, student loan (11k) and 600 on the CC which is pretty standard for me as I try and put what I can through that for the cashback.
 
£6500 now that Virgin money gave me a £7000 credit limit on their 32 month 0% interest free money transfer card (only 1.69% fee as well)!

But i will just use it to make a bit of extra cash in my 123 account :cool:

No other unsecured debt apart from student loan though.
 
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£10k for new kitchen due to have work started on Monday.
£230k mortgage
c £1k on credit card

Technically a small amount of student loan but I'm about to have overpaid it this month as I forgot to stop deductions from my salary. So they'll owe me money soon!
 
170k mortgage and about £140on credit card which is usually paid off every month, put my petrol on it and then pay off. Extra tesco clubcard points which quadruple up £5 in to £20 for taking the missus to Prezzo's.
 
Technically I'm in debt due to a bike on the bike to work scheme so probably about £800 but it was more for convenience rather than needing to borrow the money.

Other than this £0 just how I intend to keep it
 
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