I can save a house for each child I don't have.
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Just keep track of it all and get receipts for everything.
When your child is 18 you can lumber them with the debt and tell them they aren't allowed to move out until you have recovered your expenses in board money
That makes it a more realistic sort of figure.
But what they must include is the average spend for things like, changing the colour of their bedroom everytime they've gone off having a stupidly bright colour, or replacing their school pants after every time they've played football.
Caporegime
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That makes it a more realistic sort of figure.
But what they must include is the average spend for things like, changing the colour of their bedroom everytime they've gone off having a stupidly bright colour, or replacing their school pants after every time they've played football.
146k it is then
£690 child care a month for 2.5 days a week, FML it's such a rip off, he loves it and mrs can work a bit, going back full time would be pointless for her as the cost of childcare would cancel out the increase in pay, that's what's so silly, it doesn't pay for us to both work full time
£60 on toys a MONTH! What a spoilt child
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Soldato
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Childcare costs will take up Mrs A's entire salary for a while, but it does mean that her career is not on hold and we'll be much better off once the kids are in school.
Should have put it as : Toys/books/DVD's/Magazines
[DOD]Asprilla;24792993 said:
Depends on what's important, paying for someone else to bring up your child until they go to school and not putting career on hold, or forget career and concentrate on being a parent, is that what you're saying?
Still that's ridiculous for a 2 year old!
Exactly that. Nothing beats it. Money means nothing compared to a smile from your little boy/girl.
It's a cliche, but a true one, you just don't know until you're a parent.
What a stupid thing to say. Using childcare isn't paying someone else to bring your child.
That would be an iPad over a year though would it not?
I always left toys for the grandparents at that age but I am also fortunate to have a few kids so the Lego etc gets passed down and used by all. Same for books but if you have 1 kid then I can see how it can add up.
Personally considering how quick kids go through stuff you are better off joining the library and a local toy library. If I remember correctly though SDK was the bloke who hadn't explored alternative forms of childcare eg a registered childminder - well maybe it wasn't him but I remember someone from Redditch a year or so ago with high childcare costs who when questioned had only explored nurseries in their area. Naturally they will always end up being more expensive.
Soldato
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Just remember to be nice to them - they are choosing your nursing home when you get old and decrepit.
What a stupid thing to say. Using childcare isn't paying someone else to bring your child.
Well it is in a way you are beholden to the way those people raise your child in your absence. They certainly will not do everything the way you would do it and that will be a problem at times and a godsend at others. I get what you are saying - it doesn't mean you are removing the responsibility from yourself however at the end of the day those people will be providing the environment that will partially, to a greater or lesser extent, shape your child.
Seems low, on average for 18 years.
When you factor in bill increases, food, toys, holidays, clothes etc.
It's a bloody lot of expenditure, and I would imagine this also includes education - university etc.
I don't plan to have kids, but who knows. Maybe I'll find them less annoying/ repulsive in a decade or so.
When you factor in bill increases, food, toys, holidays, clothes etc.
It's a bloody lot of expenditure, and I would imagine this also includes education - university etc.
I don't plan to have kids, but who knows. Maybe I'll find them less annoying/ repulsive in a decade or so.
studies suggest otherwise........
What studies say that childcare will not have an impact on how a child develops because I haven't seen anything like that and I kind of know a little bit about child development.
Considering the childcare providers will be registered EYFS practitioners working using an assessment framework to demonstrate that they are influencing how a child develops kind of flies in the face of your assertion. But of course I am sure you are going to pop up with something stunning to demonstrate otherwise.
150k per year?
If I had a job that good I wouldn't be concerned with costs lol
Tbh I didn't think about loosing a second income for a time, so I can now see the figure to be realistic as average
Our combined salary is about 45k before tax as fiancé had a lowish paid job
I wouldn't consider a child on that rationally, too many compromises, it was/is a proviso for me to have a partner who also doesn't want kids at this pay scale. If we had a better combined pay I'd consider it.
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