Man of Honour
I have it and I found it worth it when I had a crash. Sometimes it can be very hard to get the driver to admit responsibility and short of recording your rides (which I don't do but I absolutely intend to start doing at some point) you're relying on luck in those situations.
I use Cycleguard and it was fairly hassle-free when I claimed a couple of years back. On my older ~£1000 bike it was about £10 per month iirc. Not the cheapest around I imagine.
Alternatively you can get very cheap public liability insurance and legal advice by joining British Cycling. You can also get 10% off one order per month at CRC, which is pretty awesome. I'm a member of BC as well as having insurance personally.
I use Cycleguard and it was fairly hassle-free when I claimed a couple of years back. On my older ~£1000 bike it was about £10 per month iirc. Not the cheapest around I imagine.
Alternatively you can get very cheap public liability insurance and legal advice by joining British Cycling. You can also get 10% off one order per month at CRC, which is pretty awesome. I'm a member of BC as well as having insurance personally.