Insurance comedy

penski · 12 Jun 2006 at 19:13

Right...First off, I pay about £600 for a modded Chevette. I'm 22, have 0NCB and have actually held a full licence for less than a year (OMGSHOCK!

). Postcode is NE8, the car is in a residential car park (gated entry, CCTV, yaddayaddayadda...)

Now...My mate's flogging his S12 Silvia [in his words: I have too many projects on the go at the minute and need to make some room (14 cars, 9 of them projects is not a good ratio

)]

So I thought I'd throw it at Confused.com to see what came out:

£1676.85 from Admiral. It's pricey, yeah but I'd pay that for some tyte turbo'd eighties RWD Jap action at 22.

Then I scrolled down a bit.

Lots in the £2k region, a couple at £3k...

...then...

Auto Direct - £13042.46 (plus £29 for legal cover!)

Crivens...

Surely it's better to just say "No! Sod off until you're older!" than to pump something like that out?

*n

cleanbluesky · 12 Jun 2006 at 19:14

Confused should be renamed to inflated.com

Try speaking to someone on the phone, perhaps AdrianFlux

penski · 12 Jun 2006 at 19:15

cleanbluesky said:
Confused should be renamed to inflated.com

Try speaking to someone on the phone, perhaps AdrianFlux

I'm through AF at the moment...I always use Confuse as a rough basis though.

*n

merlin · 12 Jun 2006 at 19:16

penski said:
RiI'm 22, have 0NCB and have actually held a full licence for less than a year (OMGSHOCK! ).

*n

Bit late to puberty were we?

Anyway - call A-Plan.

Steve · 12 Jun 2006 at 19:17

I think a modded Chevette at 22 is a little to potent for a first car

you do realise you will crash killing numerous kitten holding children fresh out of their final successful chemo sessions

perhaps you should consider a fiesta?

benneh · 12 Jun 2006 at 19:19

I find confused to be way way out. Lowest quote i got for my coupe tub was £1700 on confused. Called tesco (who i was with at the time) and they quoted £750. I stayed with tesco. Same thing happened with the Ti, confused = around £1500 iirc, tesco £700.

23, 5 yrs with full license, 4 yrs no claims. Garaged in a good postcode.
Edit: 5 yrs full license rather

[TW]Fox · 12 Jun 2006 at 19:19

Steve said:
I think a modded Chevette at 22 is a little to potent for a first car

Don't be silly, dont you know how irrelevent experience is to handling cars?

You could have a Ferrari F50 as your first car and you are no more likely to crash it than you are a Fiesta 1.1 - the fact it'd cost thousands more to insure is purely greed on behalf of the insurer.

OllyM · 12 Jun 2006 at 19:19

Bargain, you should have been on the phone right away, credit card in hand

Some insurers are just comical with certain combinations of car and driver.

Nozzer · 12 Jun 2006 at 19:20

[TW]Fox said:
Don't be silly, dont you know how irrelevent experience is to handling cars?

You could have a Ferrari F50 as your first car and you are no more likely to crash it than you are a Fiesta 1.1 - the fact it'd cost thousands more to insure is purely greed on behalf of the insurer.

Specialist insurers, however, will take previous experience of lairy cars in to consideration.

I still see your sarcastic point, of course

Steve · 12 Jun 2006 at 19:20

[TW]Fox said:
Don't be silly, dont you know how irrelevent experience is to handling cars?

You could have a Ferrari F50 as your first car and you are no more likely to crash it than you are a Fiesta 1.1 - the fact it'd cost thousands more to insure is purely greed on behalf of the insurer.

you know it!

[TW]Fox · 12 Jun 2006 at 19:20

Nozzer said:
Specialist insurers, however, will take previous experience of lairy cars in to consideration.

Why? I mean, as long as you are sensible, experience is not relevant, these insurers are so silly, they know nothing.

Steve · 12 Jun 2006 at 19:22

[TW]Fox said:
Why? I mean, as long as you are sensible, experience is not relevant, these insurers are so silly, they know nothing.

I am starting to agree with you more and more

penski · 12 Jun 2006 at 19:23

Steve said:
I think a modded Chevette at 22 is a little to potent for a first car

you do realise you will crash killing numerous kitten holding children fresh out of their final successful chemo sessions

perhaps you should consider a fiesta?

Quiet, you...Or I'll wazz all over your car's silver paint...Oh.

*n

burns · 12 Jun 2006 at 19:24

I found confused really good. They got me a quote of £420 on the 'vette and that was the cheapest I found.

Steve · 12 Jun 2006 at 19:25

penski said:
Quiet, you...Or I'll wazz all over your car's silver paint...Oh.

*n

if you could do it on the sharkfin as that is the wrong colour on mine

penski · 12 Jun 2006 at 19:26

Steve said:
if you could do it on the sharkfin as that is the wrong colour on mine

That's cause you bought it from Halfords - Ripspeed 4 lyf!

*n

Steve · 12 Jun 2006 at 19:27

penski said:
That's cause you bought it from Halfords - Ripspeed 4 lyf!

*n

nah from egay with t e h bloo led innit

penski · 12 Jun 2006 at 19:31

I have neons in the footwell of my Shuv...Stuck between the bottle of Duckhams, the Haynes manual and a socket set.

*n

Steve · 12 Jun 2006 at 19:34

penski said:
I have neons in the footwell of my Shuv...Stuck between the bottle of Duckhams, the Haynes manual and a socket set.

*n

what bhp increase do those bad boys give, must be massif

penski · 12 Jun 2006 at 20:04

An extra 20bhp at the wheels. My mate said that means it's an extra 50bhp 'cos of gearbox losses and that.

*n