James_N said:Insurance on a CTR @ 19 is a struggle. im insured at 21 and its £1700 so at 19 you will need deep pockets![]()
willd58 said:Insurance fraud, rofl, wuteva, im not even guna bother explaining its not really.![]()
richolmes72 said:I am 21 with 2 years NCB, and will be insuring a 200 BHP, insurance group 16 car for a mere £490.
(But its not a Civic Type R)
Captain Kirk said:If you are lazy (like me) go to www.insuresupermarket.com and www.confused.com who search loads of insurance companies for you, but they add a small commission. So once you get a low quote, go directly to that company. Should get you the lowest quote around.
GT3 said:Woohoo the joys of no claims! £2k for me at 19 with 1ncb on a CTR![]()
James_N said:Insurance on a CTR @ 19 is a struggle. im insured at 21 and its £1700 so at 19 you will need deep pockets![]()
bingham67 said:So what car are you insuring and who is your insurance provider.?
bingham67 said:The Corsa is in my Dads name and im and second driver no insurance fraud at all.
I can buy Type R no problem just insurance is very steep again i would try to get under my dads name and me second driver.
richolmes72 said:Lol, sorry if i got your hopes up. Its an old Jag, 1991 3.2 XJ6. Only mentioned it because its exactly 200bhp and IG 16 aswell. Insurance is only cheap because of the non boyracer image and the fact that its only as fast as a 2.0 manual or 2.5 auto mondeo because it weighs almost 2 tons. (With Norwich btw)
Sure its not your style, but it suits me well and i'm loving it. So much car for the money...
Good luck in your hunt for a new vehicle though, possibly take a small jump up to a 1.6, 1.8 or 2.0 around the 110-150hp mark before going all the way up to the Type R
Burned_Alive said:Tis only £594 for me![]()
Hate said:put it in perspective, i'll be paying £800 fully comp at 23 to own a 300bhp celica gt4
NickXX said:Explain to the insurance the situation exactly, some insurers will be fine with it and you could save yourself a lot of cash. You may have to ring around a bit. I was originally going to do this with my new car, but had to stump up the full £1,600 in the end as my Dad didn't want me wrapping his NCB round a tree.
Whatever you do, be sure that you don't hide anything from the insurers. If you do decided to insure it yourself, try Elephant.co.uk. They insured me on a 330d Sport at 22 with 0ncb and one claim.
There are people who investigate claims for a living, you know? Insurance companies do know that this goes on, and I'm sure they have their ways.mk1_salami said:How on earth do Admiral / NU / Elephant know he drives the car more than his Father? Also, how would they proove it - without hiring an investigator to stake out his house for a month![]()