Insurance for Type R

richolmes72 said:
I am 21 with 2 years NCB, and will be insuring a 200 BHP, insurance group 16 car for a mere £490.

(But its not a Civic Type R :()

So what car are you insuring and who is your insurance provider.?
 
GT3 said:
Woohoo the joys of no claims! £2k for me at 19 with 1ncb on a CTR :D

Woohoo the joys of no claims (and being 30) £400 for gf on the CTR and £320 for me on the MR2 turbo :D
 
bingham67 said:
So what car are you insuring and who is your insurance provider.?

Lol, sorry if i got your hopes up. Its an old Jag, 1991 3.2 XJ6. Only mentioned it because its exactly 200bhp and IG 16 aswell. Insurance is only cheap because of the non boyracer image and the fact that its only as fast as a 2.0 manual or 2.5 auto mondeo because it weighs almost 2 tons. (With Norwich btw)

Sure its not your style, but it suits me well and i'm loving it. So much car for the money...

Good luck in your hunt for a new vehicle though, possibly take a small jump up to a 1.6, 1.8 or 2.0 around the 110-150hp mark before going all the way up to the Type R
 
bingham67 said:
The Corsa is in my Dads name and im and second driver no insurance fraud at all.

I can buy Type R no problem just insurance is very steep again i would try to get under my dads name and me second driver.

Explain to the insurance the situation exactly, some insurers will be fine with it and you could save yourself a lot of cash. You may have to ring around a bit. I was originally going to do this with my new car, but had to stump up the full £1,600 in the end as my Dad didn't want me wrapping his NCB round a tree :mad:.

Whatever you do, be sure that you don't hide anything from the insurers. If you do decided to insure it yourself, try Elephant.co.uk. They insured me on a 330d Sport at 22 with 0ncb and one claim.
 
How on earth do Admiral / NU / Elephant know he drives the car more than his Father? Also, how would they proove it - without hiring an investigator to stake out his house for a month ;)
 
richolmes72 said:
Lol, sorry if i got your hopes up. Its an old Jag, 1991 3.2 XJ6. Only mentioned it because its exactly 200bhp and IG 16 aswell. Insurance is only cheap because of the non boyracer image and the fact that its only as fast as a 2.0 manual or 2.5 auto mondeo because it weighs almost 2 tons. (With Norwich btw)

Sure its not your style, but it suits me well and i'm loving it. So much car for the money...

Good luck in your hunt for a new vehicle though, possibly take a small jump up to a 1.6, 1.8 or 2.0 around the 110-150hp mark before going all the way up to the Type R

Cheers each to their own nice motor Jags :)
 
Hate said:
put it in perspective, i'll be paying £800 fully comp at 23 to own a 300bhp celica gt4

Jesus that cheap. :eek:

NickXX said:
Explain to the insurance the situation exactly, some insurers will be fine with it and you could save yourself a lot of cash. You may have to ring around a bit. I was originally going to do this with my new car, but had to stump up the full £1,600 in the end as my Dad didn't want me wrapping his NCB round a tree :mad:.

Whatever you do, be sure that you don't hide anything from the insurers. If you do decided to insure it yourself, try Elephant.co.uk. They insured me on a 330d Sport at 22 with 0ncb and one claim.

Thanks for advice but ill probably build me no claims up and buy a Type R when im 21 or maybe a different car will see.
 
mk1_salami said:
How on earth do Admiral / NU / Elephant know he drives the car more than his Father? Also, how would they proove it - without hiring an investigator to stake out his house for a month ;)
There are people who investigate claims for a living, you know? Insurance companies do know that this goes on, and I'm sure they have their ways.
 
They'd only investigate a 'claim' after you've claimed ....

How do they know or how do they proove your driving habits?
 
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