You are a massive risk driving a car that is worth a lot of money, why are they "scum"?
Understood and it's completely fair that higher risk drivers should pay more but what insurance companies charge is simply
too much. As a matter of fact, Bell's quote for a 20 year old on those specific cars is reasonable by comparison to other quotes. It's still a painful amount of money for the service they provide based on exploitation of (required law) and all teenagers and young adults because they're apparently
all identical when it comes to risk and the only reason they are successfully allowed to get away with this is because there's no
realistic mechanism to safely separate a safe 20 year old driver from a dangerous one. Thus it is unfairly concluded that all young men and women are the same high risk drivers as the highest risk members amongst their age-population. Furthermore when it comes to high performance cars I think they have a right to charge ridiculous premiums. When I'm 30, have a job and drive something blisteringly quick, I don't want to see 20 year olds driving similar performance cars, but the fact is they charge disgusting amounts for cars with no power whatsoever.
You've even proved my point in your post. "YOU." What you meant is "people your age." How do you know I'm not the most careful, respectful and non-boy racing male driver you've ever met? How do you know I'm not a lunatic luckily escaping an accident every time I go out on the road?
I guess I don't really have a leg to stand on since it's not uncommon for most of the spastics my age to have already written off at least one car.