Insuring an S2000

Lord-Jaffa · 14 Jul 2008 at 21:06

What insurers have people found outside of confused.com and the other searchers for their S2000s? Im struggling to find a quote under £1100 (28, 4 years no claims with 1 fault 2 years ago, damn deer). Been offered a 2002 70k mile one for 9k from a friend who works in a Honda Garage that im really tempted to get, howerver 1100 a year insurance is really ridiculous when im paying 310 at the moment for my Mk4 Astra GSI. Anyone have any experiance with a good company they are with i should try?

Hxc · 14 Jul 2008 at 21:06

tried bell.co.uk? they seem to be doing well for most people.

Jez · 14 Jul 2008 at 21:08

Bell quote me around £1150, 22, 6 points. Great company, bound to quote you lower.

paradigm · 14 Jul 2008 at 21:11

Jez said:
Bell quote me around £1150, 22, 6 points. Great company, bound to quote you lower.

If the magic insurance pixies want them to.

Bell are on the whole, a good £200-300 more expensive than my lowest quotes for either cars I'm looking at, or my upcoming renewal.

Circumstances are always different, and as such different companies seem to see completely different pictures.

Jez · 14 Jul 2008 at 21:12

Why dont you recommend a company that you have found to be good for this type of car, then?

paradigm · 14 Jul 2008 at 21:14

Because my circumstances are different, and as such wouldn't want to give such a blanket remark as "x are awesome for s2000's". Personally, esure seem to be untouchable for me at present, but I have 6 years NCB.

Best bet is to ring round as many as you can think of.

Jez · 14 Jul 2008 at 21:15

paradigm said:
Best bet is to ring round as many as you can think of.

Always the best advice, however i know bell.co.uk are good for S2000's specifically because i insured mine with them for a very good premium.

excaliborg · 14 Jul 2008 at 21:20

Bell quoted me £1300 for an S2000, 21 y/o with 4 years NCB. Added my mother to the policy as a named driver.

Platinum Pete · 14 Jul 2008 at 21:29

Direct Line? consistantly the cheapest car insurer for me on any car.

25, 5 years ncb, no claims: Honda S2000 = £823

Fr0dders · 14 Jul 2008 at 21:32

Platinum Pete said:
Direct Line? consistantly the cheapest car insurer for me on any car.

25, 5 years ncb, no claims: Honda S2000 = £823

Direct Line are only any good if you've got a clean license

Start adding points and they become deliberately uncompetitive.

Lord-Jaffa · 14 Jul 2008 at 21:33

Just had a fiddle on the bell site, managed to get it down to 800 for a bare minimum policy with a ridiculous excess, not to bad i guess! Might try some of the brokers like adrian flux tommorow. Just wish i didnt have the accident would probably find a decent quote then easily. F Deers!

Platinum Pete · 14 Jul 2008 at 21:40

MrLOL said:
Direct Line are only any good if you've got a clean license

Start adding points and they become deliberately uncompetitive.

The OP doesnt have points though?

Edit: Adrian flux only give good quotes if you garage it or park it on a drive in my experience. (that may not be a problem)

Cyanide · 14 Jul 2008 at 21:42

Admiral are always the cheapest for me, though they'd want £3600 for the S2k

Solari · 14 Jul 2008 at 21:44

I'm guessing the S2K's claim statistics are quite high, seeing as they generate ridiculous quotes for me at the moment, an Elise S2 would be much cheaper to insure...

Fr0dders · 14 Jul 2008 at 21:44

Platinum Pete said:
The OP doesnt have points though?

Edit: Adrian flux only give good quotes if you garage it or park it on a drive in my experience. (that may not be a problem)

does he ? he doesnt explicity state if he does or doesnt

Regardless its helpfull for anyone else considering asking for a quote from them

GinG · 14 Jul 2008 at 21:49

It seems the s2000 is ridiculous to insure, i can insure an evo or even a r8 cheaper than i can an s2000 which comes in at £980 FC...22 5ncb.

Tried Adrian Flux?

AmDaMan · 14 Jul 2008 at 22:05

Direct Line wouldn't even quote me for one.

Cheapest I've seen is £1100 with Kwik Fit (random...) it's just grp20 in general, my clio is 16 and is 600FC.

22 3years ncb.

danza · 14 Jul 2008 at 22:10

Direct Line is a good bet. My wife has our CTR insured for just proud of £500 with almost all the add-ons and a not too ridiculous excess. She's 25 with 4 years NCD.

Everywhere else I went for a quote was between £200-300 more. Got to be worth a shot.

Goksly · 14 Jul 2008 at 22:12

Run a quote on Moneysupermarket.com, phone the 3 cheapest and say someone else has quoted you 300 quid cheaper. Probably get something sub £1k then.

Fatpigeon · 14 Jul 2008 at 22:13

Give Liverpool Victoria a try, a good £200 cheaper than anyone else for me on the VTS, might be worth a try.