Soldato
I wouldn't touch it with your barge pole, never mind mine.
Is car write off?
- Thread starter mndk194
- Start date
I wouldn't touch it with your barge pole, never mind mine.
Soldato
- Joined
- 23 May 2006
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- 7,678
really? wow that is stingy, has that changed in the last 10 years or so?
from memory (so maybe not 100% accurate) i think i got around £3500 for my written off car (yellow fiat coupe) and i bought back for around £400
truth be told i didnt make anything of note off buying it back, but i wanted it back on the road as i have a soft spot for the car, which may be a little different logic with a high production main stream car.
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Soldato
- Joined
- 24 Sep 2007
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- 5,180
The vehicle will be categorised as crash damaged, and this will affect resale value.
If the chassis has been bent, or the engine damaged, this makes it a lot less economically viable to repair.
It probably wouldn't be worth it for you to attempt to flip it, but if you wanted another car for yourself, the repair bill wouldn't be that bad provided there's no hidden major damage.
All depends whether you want the hassle of it.
If the chassis has been bent, or the engine damaged, this makes it a lot less economically viable to repair.
It probably wouldn't be worth it for you to attempt to flip it, but if you wanted another car for yourself, the repair bill wouldn't be that bad provided there's no hidden major damage.
All depends whether you want the hassle of it.
surprised op didn't get to see engineer appraisal of the damage to understand costs (like quinnay's stolen bmw)
pic with damage on the nearside passenger door seemed surprising since impact picture seemed to show collision of offside wing against nearside on other
pic with damage on the nearside passenger door seemed surprising since impact picture seemed to show collision of offside wing against nearside on other
Damage to the offside wing was because it was pushed over the passenger door on impact, so when my passenger opened the door it pushed that section of the wing in. I havent managed to see a engineer appraisal, although im happy with the figure as its only £100 less than what I paid.
Not sure if I'm missing something but they will pay out 8900 and let you buy it back for 2466 giving you £6434 to repair it and put back on the road seems good to me??!
If you can source parts close and do the work yourself, if no airbags have deployed etc (couldn't tell from the outside pics but I'm guessing not) then keep the car until it dies - seems like an OK price to me, if you don't mind the hassle of it being a CAT N (presume) write off and having to be careful with insurance etc
If you change cars often or can't do the work then let it go as it's probably going to sit on the drive for yonks!
Soldato
At 5-7mph I very much doubt that has done serious damage, it just looks "bad". It appears to have affected a large amount of body panels - bonnet, bumper, both(?) front wings, passenger door. The actual damage appears to be largely cosmetic, but with bodyshop and hire cars being extortionate these days, it's probably easily added up to 60-70% of the value of the car. If you could find a car in the same colour, get all those panels off it - I'm confident it'd just be a case of unbolting the damaged parts and rebolting on the new panels, which if you could do it yourself, would be easy enough.
However - it's a lot of faff, even if you're car orientated. If you just want a new car, to get on with your life and they're offering you £100 less than you paid for the car - I'd be cutting and running.
However - it's a lot of faff, even if you're car orientated. If you just want a new car, to get on with your life and they're offering you £100 less than you paid for the car - I'd be cutting and running.
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Caporegime
Surprised they wrote it off. Mine had similar last year and was repaired.
Claim cost was £4k last June and it got part exd for £5k this February.
Now that I've written those figures out I'm more surprised mine wasn't written off
It is not the damage it is part availability that normally kills cars. Rental costs soon add up.
Caporegime
Yeah even for a keen DIY you are looking at a week doing it. Most likely you will need to weld in a slam panel too as that will likely be bent.
After you have factored in the cost of your time, parts, paint etc you will have a car that will not be much cheaper than buying something that hasn't been crashed.
Man of Honour
Don't give up your day job.
OP I would probably not bother buying back and repairing that, if you can't easily get used panels that are already in the correct colour, paintwork costs alone will probably make it not worth doing.
Soldato
This is exactly what i said..... this is why they are writing them off instead of reparing them, getting parts is a joke now
I may be completely wrong here, but I thought if you are not at fault that the insurance company could not legally write it off unless it would not be safe to repair.
If you accept that it is a write off don't accept their first offer, ultimately even if you do get all your money back you will still be at a disadvantage, either through time taken to find a replacement, discussions with insurers, and then the thing that I would be most frustrated with is how it will most likely still increase your premium because through some statistical manipulation insurers see you as being more at risk of having another accident regardless of who is at fault.
If you accept that it is a write off don't accept their first offer, ultimately even if you do get all your money back you will still be at a disadvantage, either through time taken to find a replacement, discussions with insurers, and then the thing that I would be most frustrated with is how it will most likely still increase your premium because through some statistical manipulation insurers see you as being more at risk of having another accident regardless of who is at fault.
I was given the option to take a payout or have mine repaired. Repair cost was 65% of cars value.
I took the repair option. Car not written off.