is it possible to haggle with insurers?

[cjgardens]

Hello

My renewal is due in two weeks, so I've started receiving phone calls from people who give me a quote last year

So far my current insurers are the cheapest but have only dropped the price 3 quid a month

Is it possible to haggle with them to get it a little lower

I've got two years no claims no points, 30 years old and I'm paying £127 a month. Seems a bit high to me?

Any advice appreciated

 

[rjk]

yes. tell them you like their company and really want to stay with them. ask them about further discounts. most insurers will be able to knock you some money off.

 

[Martynt74]

Jeez, what car is that on? It seems fairly high to me.

Theres no harm in trying, have you tried the various comparison sites to get a rough estimate?

 

[Skeeter]

Are you going off the renewal quote they sent you, or have you phoned up and received this £3 a month cheaper deal?

 

[ubersonic]

I've got two years no claims no points, 30 years old and I'm paying £127 a month.

Do you live in Vice City or something? that's an insane price :O

 

[ci_newman]

Run a new quote on their website and see what that says

 

[panthro]

Yep, I knocked £100 off mine with some haggling.

 

[booyaka]

£127 a month for a 30 year old!! holy cow - what car is that! (please tell me its a ferrari or something at that price!)

 

[MooMoo444]

My first years insurance after passing my test is less per month than that, with Admiral.

 

[AshD93]

A good start would be to go onto the companies website and do a online quote.

Generally it will be lower then the renewal price and you can get them to first match the online quote, then lower that.

 

[Janesy B]

You can save money by not paying monthly for a start because most companies charge quite heavily for the convenience.

 

[Haggisman]

I wish my insurance was as cheap as that

 

[Sasso]

ay go to their website and do a quote and then go on places like compare the market and see how cheap you can get it there. managed to haggle £45 off my insurance (Admiral) by quoting the cheapest price on the site which was swift cover

 

[Westyfield2]

Over £1.5K for a 30yo!? That is mental!

 

[Rybo89]

You can save money by not paying monthly for a start because most companies charge quite heavily for the convenience.

Most people can't afford to pay a lump sum. Neither are they bothered about getting a credit card.

 

[Janesy B]

Most people can't afford to pay a lump sum. Neither are they bothered about getting a credit card.

So they pay a few hundred more? People are lazier than I thought.

 

[Haggisman]

Over £1.5K for a 30yo!? That is mental!

Tell me about it.

~£2k for anything more than a 1.4L engine, that's with my mum and step-dad on there as well

 

[Rybo89]

So they pay a few hundred more? People are lazier than I thought.

You'll understand once you have mortgage, car, family and house to pay for

 

[Hxc]

Most people can't afford to pay a lump sum. Neither are they bothered about getting a credit card.

So you can't be bothered to save (possibly) a few hundred quid a year? This attitude baffles me.

I'm 21 and have £2k interest free for 12 months... I'm certainly using it for insurance.

And understand when a morgage etc... surely having real responsibilities like that means making savings all the more important?!

 

[cjgardens]

It's a vauxhal movano. So it business use

I phoned them and that's the price they gave me, I've got a few companies ringing me at the moment but there coming back at £2000

Also my quote it for 3rd party. It goes up another £800 for fully comprehensive.

My area must be bad, or at least that's what they all tell me. It's ol post code