Is there anyway i check my own credit rating/scores

chaparral · 29 Jun 2008 at 18:21

As title...when you go for loans etc they always say they need to check for your credit rating/score before they past a loan/credit..

Is there anyway i can check myself to see what my credit rating/score is ???

And something see explain what this is or how it works ??

JohnnyG · 29 Jun 2008 at 18:23

Experian do a free 30 day trial but be sure to cancel it after the 30 days or you'll get charged

Glaucus · 29 Jun 2008 at 18:23

JohnnyG said:
Experian do a free 30 day trial but be sure to cancel it after the 30 days or you'll get charged

although you still have to pay £5.99 for the actual score. But it's worth doing.

[FnG]magnolia · 29 Jun 2008 at 18:24

Experian
Equifax

JohnnyG · 29 Jun 2008 at 18:26

AcidHell2 said:
although you still have to pay £5.99 for the actual score. But it's worth doing.

Yep you do indeed, 991/1000 :cool:

Although the free report will give you a good indication of how you'll score

Glaucus · 29 Jun 2008 at 18:29

JohnnyG said:
Yep you do indeed, 991/1000

bloody hell that's a bit good.
mines suffering a little bit due to 3 house moves in as many years and I'm not on the voting register thing..

chaparral · 29 Jun 2008 at 18:40

Thanks for the replys guys...I signed up at www.creditexpert.co.uk
Says it will take about 2 days to confirm some my details...

JohnnyG said:
Experian do a free 30 day trial but be sure to cancel it after the 30 days or you'll get charged

Is it easy to cancel ??

JohnnyG · 29 Jun 2008 at 18:43

AcidHell2 said:
bloody hell that's a bit good.
mines suffering a little bit due to 3 house moves in as many years and I'm not on the voting register thing..

If places like Experian weren't around we wouldn't have been able to secure our latest house purchase.
To cut a long story short, we got refused decent mortgage rates by my old lender due to me being 'A21' (bad risk) I knew they had something wrong but they wouldn't have it so I secured my own report and score from Experian and forwarded it to them, they apologised profusely and offered a good deal, I told them to **** off and got a better one elsewhere

JohnnyG · 29 Jun 2008 at 18:44

chaparral said:
Thanks for the replys guys...I signed up at www.creditexpert.co.uk
Says it will take about 2 days to confirm some my details...

Is it easy to cancel ??

It is but they tend not to answer the phone so it's best to do it via email

chaparral · 29 Jun 2008 at 18:56

JohnnyG said:
It is but they tend not to answer the phone so it's best to do it via email

Thanks......