Keeping “emergency” cash at home…

slinxy

slinxy

slinxy

Soldato
Joined
3 Dec 2002
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Groovin' @ the disco
Hi all

Do you still keep any cash at home in case of “emergencies”?

Back in the days I would keep a reasonable amount at home in case I couldn’t get to a cash point and needed more cash than I have in my wallet for such things like;

Taxi home,
An unplanned take away,
Birthday/festive gifts,
Buying the odd second hand item locally, going to carboots,
Paying people back,
Cheeky visit to the casino, bookies or even the pub.
Food shop in case I lose my wallet and cards..

It’s just for safety in mind but it seems that i’ve not needed to dip into this pot now for years, as people/shops/services are more willing to take digital transfers more and more and I’m tempted just to bank a large chunk of it and reduce the amount I have “just in case”..

Anyone else have a reasonable amount at home or do people tend to rely on the electronic payment systems now?
 
We do, pays for things like window cleaners. We are the older generation though. I also go to events a few times a year that can be in the middle of nowhere with no signal for card machines so cash is encouraged.
 
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Yaayuh! said:
We probably have a couple of hundred pounds knocking about in a tin.

You've just reminded me, I should check to see if the notes are the new ones!
Click to expand...

Yeah.. I used to keep a grand or two just in case, but that amount has been reduced to a few hundreds now after spending it, mainly on wedding/birth gifts and not re-topping it up.

The only time I need a larger than normal amount is at Chinese new year, and I think the parents would rather have the cash transferred than have to visit the post office or bank to deposit the amount in their kids account.

It was the new King Charles notes that got me thinking about it.

Some banks are thinking about limiting the amount of cash people are allowed to pay in. So even if you gave them cash, they may have the issue of getting it into their account.

On the flip side, my bank has limited the amount I can take out to £500 per day for while now, but anything in that region or more I would prefer to have an electronic record of it.
 
yeah banks are getting cheeky now
FFS its my money NOT theirs limits on paying in and taking out via card etc
They would love to make everyone use card so that they know what you spend on and can pester you with ads etc ;)
Don`t get me wrong card is sooo convenient but if i want to withdraw £5000 in bank i expect to be able to,not be subjuect to the spanish inqusition.i.e. why do you want the money,where are you going to spend it etc etc :(
 
ANDARIAL said:
yeah banks are getting cheeky now
FFS its my money NOT theirs limits on paying in and taking out via card etc
They would love to make everyone use card so that they know what you spend on and can pester you with ads etc ;)
Don`t get me wrong card is sooo convenient but if i want to withdraw £5000 in bank i expect to be able to,not be subjuect to the spanish inqusition.i.e. why do you want the money,where are you going to spend it etc etc :(
Click to expand...

You need to tell us it's legal tender to complete the bingo card.
 
No


In this day and age why would you ? i just have a couple of current accounts , a monzo card, and google pay, along with Savings accounts.
 
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The only time I have cash is if a elderly relative gives me it. (although my grandad does do bank transfers now) or I need it for a specific thing. i.e Chinese or haircut.
There is a cashpoint down the road so if I do need to go get some I can.
 
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