Log book help

Soulja · 19 Jun 2011 at 19:00

I'm currently in the process of part ex' my car and I just remember the log book is in my mothers name. Will she have to be there to transfer it over or can I do it without her? Also If I wanted to register the new cars log book in her name would she have to be there also?

No idea how this slipped my mind. I will be calling them tomorrow but thought I'd check here see if any of you folk would know what I need to do.

Any help is appreciated.

PeterNem · 19 Jun 2011 at 19:03

Why is it in your mother's name?

Raymond Lin · 19 Jun 2011 at 19:05

He could have bought the car off his mum but never bothered the send in the V5?

Soulja · 19 Jun 2011 at 19:06

So I could get insurance at a reasonable price on my corsa 1.4.

PeterNem · 19 Jun 2011 at 19:06

Raymond Lin said:
He could have bought the car off his mum but never bothered the send in the V5?

If that were the case, why would he then want to put the new car back in her name?

Soulja said:
So I could get insurance at a reasonable price on my corsa 1.4.

*sigh*

thepeganator · 19 Jun 2011 at 19:07

Soulja said:
So I could get insurance at a reasonable price on my corsa 1.4.

Which is illegal and as good as having no insurance at all...

Especially admitting it on a public forum. Fail.

Soulja · 19 Jun 2011 at 19:08

Raymond Lin said:
He could have bought the car off his mum but never bothered the send in the V5?

I paid for the cars finance but put the log book in her name so I could save on the insurance as I had only just passed my test.

PeterNem · 19 Jun 2011 at 19:08

How about instead of spending money changing your car, you sort your insurance out properly and use your money to pay for that?

Soulja · 19 Jun 2011 at 19:09

thepeganator said:
Which is illegal and as good as having no insurance at all...

Especially admitting it on a public forum. Fail.

How is it illegal? The insurance is in her name and I'm the added driver. She also has use of the car but i pay for it.

fewfe3 · 19 Jun 2011 at 19:09

just get her to sign it. or forge her signature. she doesnt need to be there when you sell the car

PeterNem · 19 Jun 2011 at 19:10

Car insurance firms are rejecting a thousand claims a year as some parents and children lie to save money, says the Financial Ombudsman Service.
A fraud called "fronting" occurs when a young person has a car in their own name, but the insurer is falsely told that a parent is the main driver.

http://news.bbc.co.uk/1/hi/programmes/moneybox/7052569.stm

(Old article, but you get the idea)

Soulja · 19 Jun 2011 at 19:11

PeterNem said:
How about instead of spending money changing your car, you sort your insurance out properly and use your money to pay for that?

As the car is in the process of failing I would prefer to exchange it.

PeterNem · 19 Jun 2011 at 19:11

Then take the bus until you can afford to run it properly?

Soulja · 19 Jun 2011 at 19:12

PeterNem said:
http://news.bbc.co.uk/1/hi/programmes/moneybox/7052569.stm

(Old article, but you get the idea)

The car is in her name though.....

Soulja · 19 Jun 2011 at 19:16

And I would declare the the log book is in her name and registered keeper was me if needed anyway.

Joshy · 19 Jun 2011 at 19:17

thepeganator said:
Which is illegal and as good as having no insurance at all...

Rubbish.

The insurer will still pay out for the third party's claim and that is all you should be concerned with.

InvaderGIR · 19 Jun 2011 at 19:23

Soulja said:
The car is in her name though.....

So is the insurance and YOU are the main driver but not listed as such, this is where it is illegal. :rolleyes:

Joshy said:
Rubbish.

The insurer will still pay out for the third party's claim and that is all you should be concerned with.

Which has then also happened that the costs have been reclaimed by the insurer from the first party. Making insurance very much pointless.

Raymond Lin · 19 Jun 2011 at 19:27

On that basis, why don't we all put our cars to our grandfather's name and add ourself as the named driver?

It's one thing to add someone else as a name driver to bring down the insurance, another to have someone else as the main driver when you drive it the most, the fact that you are paying for it is irrelevant.

InvaderGIR · 19 Jun 2011 at 19:28

Raymond Lin said:
On that basis, why don't we all put our cars to our grandfather's name and add ourself as the named driver?

It's one thing to add someone else as a name driver to bring down the insurance, another to have someone else as the main driver when you drive it the most, the fact that you are paying for it is irrelevant.

It is fronting, it is illegal and it is a very bad move...this is why.

Soulja · 19 Jun 2011 at 19:28

We both us it as much as each other. Also what the point of paying to have an additional driver if they are expected to hardly drive it? If I would be insured to drive it then whats the problem? Unless it states I can only drive so many miles a year in it?