I'm not usually a grammar nazi but I used to do this and no one ever pointed it out.
would have*
should have*
To be honest I'm a daily cyclist and I'm getting the 'Priority warrior' vibe.
Sounds like Mr Lycra has entered the roundabout saying 'It's my priority' and failed.
I learned quite a few years ago with something similar that when cycling I can't play the game 'It's my priority' because I'll come off worse.
Carry a shovel and a roll of plastic sheeting next time, OP.
i think the insurance is for you as a cyclist injuring someone else, not sure if it covers eg denting someone's car wing with your face!Also, British Cycling membership includes legal cover as long as you don't go for the cheap as chips subscription. Think it's about £40/year.
Oddly van and HGV drivers are much better at passing with a decent gap, car drivers seem to think they can squeeze through vs oncoming traffic.
i think the insurance is for you as a cyclist injuring someone else, not sure if it covers eg denting someone's car wing with your face!
How many weekly hours are ridden by road bikers vs MTBers though? More of them, more hours on the bike, more chance of incident.My experience as a doctor is that i see more serious injuries from road bikers than MTBers and that when it is bike vs any vehicle, the vehicle invariably wins, so please please be more aware of bikes and less fixated on 'i have priority'...etc
There's two things they offer. Liability and Legal support. Legal support is the one that will help when you get hurt and liability will allow a driver to claim from you in the event you're at fault. I've not heard of anyone actually using the liability side of things though.i think the insurance is for you as a cyclist injuring someone else, not sure if it covers eg denting someone's car wing with your face!
How many weekly hours are ridden by road bikers vs MTBers though? More of them, more hours on the bike, more chance of incident.
My experience (and I said my experience) is that road cyclists tend to cycle waaaaayyyyyy faster than MTB'ers and have a priority warrior badge.
Every MTB rider I see tends to go a lot slower, sometimes on pavements, on cycle lanes, sometimes with a phone in hand and smoking a fag.
We get a lot of Air Ambulance patients because we're a Trauma Centre and they are always road bikers who've been going fast but not necessarily at fault.
Dunno much about MTB'ers but the road cyclists seem to be strangely split between those who are done up to the nines in high vis (probably already had an incident) and those that seem to think it a good idea to cycle in clothing that camouflages with the surroundings(probably still to have their first serious incident).
I'd probably add, thinner tyres on road bikes, and (partly consequential) higher speeds, being contributory to more road bike accidents; I've never seen a braking test to compare typical mtb with 25s/commuter - yes, if the incident has come down to braking I was not paying attention.How many weekly hours are ridden by road bikers vs MTBers though? More of them, more hours on the bike, more chance of incident.
fwiw - I now, always, wear a bright gilet(no arms) top, even in summer with short sleave tops. I need someone with a dashcam to show me what it actually looks like.I wear a bright yellow jacket and lights when needed
currently, (as commented) I have liability under home insurance, and also pay £25 delta, for up to £2.5K bike damage - AvivaThere's two things they offer. Liability and Legal support. Legal support is the one that will help when you get hurt and liability will allow a driver to claim from you in the event you're at fault. I've not heard of anyone actually using the liability side of things though.
I'd probably fall into the camouflaged camp as sometimes I'll be wearing a "black on black" combo top and bottom on my dark grey bike. The one thing I always run front and back are daytime lights. I ride a lot of tree covered lanes and the nature of when I get to go out for a ride means I'm going to be out when the sun is low. Doesn't matter what colour you are wearing in these cases, you simply disappear into the shadows. A bright flashing light at least gives you a fighting chance.Dunno much about MTB'ers but the road cyclists seem to be strangely split between those who are done up to the nines in high vis (probably already had an incident) and those that seem to think it a good idea to cycle in clothing that camouflages with the surroundings(probably still to have their first serious incident).