This is why I feel like I don't want kids.
It financially ruins you, and your freedom.
I have a dog which I love, that may be more than enough for me.
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- Thread starter glenimp617
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This is why I feel like I don't want kids.
It financially ruins you, and your freedom.
I have a dog which I love, that may be more than enough for me.
Soldato
On low wages it can make sense for one parent to stop work in order to cover the childcare, on average wages it's doable, and I think government support is available for some childcare costs if you earn below a certain amount.
Leaning on family if you have them can make it easier as well.
In the end you just find a way - it's easy to make changes to your spending when you have kids to support as your just wired up to provide for them, so decisions become easier in a way.
Edit: For example if we hadn't had our little one I'd have a 911 sat on the drive, rather than a 10 year old Focus!
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Yeah man definitely - most of the staff are under 21 on NMW and paid for with college courses (subsidised). It is a real money spinner if you are in the right area. Also if you've seen kids at a birthday party; you've seen kids at a nursery. They sort each other out; just like rugrats.
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Soldato
Your not wrong - but your also very wrong! We didn't think we'd have them, but from that moment they show up you live in a home with so much love and happiness in it you'd never have it any other way.
Yeah I'm not ruling it out, just want to be in a good financial situation first to then have the option to have them. Appreciate its not guaranteed though!
Life is expensive
Soldato
Isn’t the current policy to help you all have kids to become fruit pickers? I think the government need some of their own maths medicine here.
Soldato
Yeah I'm not ruling it out, just want to be in a good financial situation first to then have the option to have them. Appreciate its not guaranteed though!
Life is expensive
Plus, you’re going to have to pull.
Ok...???
To be fair, 15 hours free from 0 will make a bit of a difference.
Soldato
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Yeah I'm not ruling it out, just want to be in a good financial situation first to then have the option to have them. Appreciate its not guaranteed though!
Life is expensive
Work 161 hours in a week so you pay lots and lots of income tax.
Ok...???
Soldato
We got on the housing ladder and had established careers before ours showed up mid pandemic. It did make things easier already having got a decent start - if we'd been early twenties it would have pushed back home ownership and made it hard to put the effort in to get high enough up in work to be comfortable.Yeah I'm not ruling it out, just want to be in a good financial situation first to then have the option to have them. Appreciate its not guaranteed though!
Life is expensive
When you don't have kids it's easy to do 50-60 hour weeks, and do all the networking to get that career boost. Once you've got kids that gets really tricky.
Yeah I don't get it either.
I guess if you don't earn enough you just do the child care yourself.
I expect a lot rely on family.
But yeah, 2 people on below average salaries... Must be so hard!
Stamp duty down sizing is ridiculous!
For us, we don't want kids anyway. Which is lucky cause the cost is scary.
Have a dog too.. He's enough responsibility for me!
Can't imagine the extra stress of money worries if you're responsible for kids as well as the struggles with the money aspect.
The best option would be leave the UK, if you want kids, it still affordable in other countries. the other option if you own place with have no mortgage. Other than that you are in poverty in this country.
you must have a low wage, or outside ir 35, but working so many hours ends up costing more.
I guess you only sleep 1 hour a night lol. You must look like a dogs backside.
Soldato
Instead, pay way more on stamp duty, agency fees, removals etc
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No, kids more chance ending up on the Liverpool path way or being mistreated at an old age.For us, we don't want kids anyway. Which is lucky cause the cost is scary.
Have a dog too.. He's enough responsibility for me!
Can't imagine the extra stress of money worries if you're responsible for kids as well as the struggles with the money aspect.
3 or 2 kids are best, you have replacements if anything bad happens to 1 or 2 of them.