Mortgage Rate Rises

It's remortgage time for us, currently on 2.2% and our 5 year fix finishes end of May.

I'm looking for another 5 year fix.

Current provider (Nottingham) offering 4.89% nil fee or 4.74% £999 fee.

My employers have teamed up with a mortgage broker and the came up with 4.6%, with a fee (can't remember how much).

My current account bank offered 4.7% with a fee.

A comparison site bought up my current provider as the cheapest offer.

The independent broker we used last time around took some info from us to update his fact find, and has got 4.24% with nil fee and legal fees included. It's with Leeds.

So we're going to lock that in if we can and revisit the figures in May.
 
Starting to think the 4% for 5 years I locked in, in mid-2023 was not such a bad idea. I was worried that by this point rates would be under 3% but doesn't seem to be the case at all.
 
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