Level 3 was previously known as an ‘RICS Building Survey’
Moving House Advice please
- Thread starter NE5
- Start date
Level 3 was previously known as an ‘RICS Building Survey’
A surveyor will only tell you about flooding risks and recommend further investigation. You can get FRAs at a cost or they come with the local searches - or put your postcode in here which will give you an indication: https://flood-map-for-planning.service.gov.uk/.
Is it near any watercourses and has a history of flooding? Personally, I would not be buying anything with those risks; the flooding seems to get worse and worse as time goes on (I think more down to poor watercourse/drainage/pipe management than anything else).
Thanks to everybody. I've had a survey and waiting for the report. The agent says it has had no problem with any flooding, which I didn't think it had, but I've asked.
As I'm moving from a freehold/leasehold flat to a leasehold flat/apartment paying a service charge, do I actually need buildings insurance on the new place ? Or just contents ?
If I do need building insurance, to what extent ?
And you need the change to take effect from the day contracts are exchanged, I presume ?
As I'm moving from a freehold/leasehold flat to a leasehold flat/apartment paying a service charge, do I actually need buildings insurance on the new place ? Or just contents ?
If I do need building insurance, to what extent ?
And you need the change to take effect from the day contracts are exchanged, I presume ?
Soldato
Typically the freeholder pays for buildings cover (the cost of which is covered by your service charge). I'd ask to see a copy of their current policy, just to be certain.
few months on........ the survey was OK but flagged up that it had had a sulphate attack 10 years ago.
I've asked the management company, twice, for more info on this, especially if there is a recurrence, who holds the documents and warranties, who paid for it, and who will pay for it if it happens again. I've been told this has been passed on to someone else, and had no reply, last request about a month ago. This was to the management company, I've also told my solicitor but I'm not sure if this is her remit anyway as its a totally different contract to that of insurance with a property management company ?
It also now transpires the other ground floor flat (its a small block of 6 flats) had an attack in 2024, which was actually disclosed by my seller.
Why the silence ? How reliable is sulphur attack treatment ? What are the potential implications for me.
I'm now thinking of pulling the plug, which will be a big blow because i wanted this flat, and my buyers of my current one are also fed up of their solicitor dragging their feet and mine seems to be doing the same thing, which i've told them.
I've asked the management company, twice, for more info on this, especially if there is a recurrence, who holds the documents and warranties, who paid for it, and who will pay for it if it happens again. I've been told this has been passed on to someone else, and had no reply, last request about a month ago. This was to the management company, I've also told my solicitor but I'm not sure if this is her remit anyway as its a totally different contract to that of insurance with a property management company ?
It also now transpires the other ground floor flat (its a small block of 6 flats) had an attack in 2024, which was actually disclosed by my seller.
Why the silence ? How reliable is sulphur attack treatment ? What are the potential implications for me.
I'm now thinking of pulling the plug, which will be a big blow because i wanted this flat, and my buyers of my current one are also fed up of their solicitor dragging their feet and mine seems to be doing the same thing, which i've told them.
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