Soldato
- Joined
- 6 Sep 2016
- Posts
- 10,971
That tesla is trashed.
My house has been flooded - Advice?
- Thread starter rIcK
- Start date
-
- Tags
- flood house manchester wet
Associate
When we had that heavy rain a few weeks ago we had water nearly over the door step and it was really worrying. This is just awful but at least no one was hurt. I hope you get it sorted quickly and painlessly.
The Mersey's had quite a few major flooding events over the last few years. Hearing a lot of locals say this event is the worst they've seen.
Not sure if we've just had more heavier rain in a short period than ever before, or if there were other factors that contributed.
Either way, some discussions definitely need to happen about the future of protecting local communities from the river flooding. We actually have a massive flood plain in south Manchester but don't know whether this only gets opened right at the peak of the river height, which might be too late to avoid damage.
Firstly, sorry to hear about the flooding @rIcK . A nasty business all round.
The house flooding is an insurance job. Get straight onto your insurance and tell them what's happened and let them earn the premiums you've paid them over the years. About 25 years ago I lived in a flat in Edinburgh near the River Leith which burst its bank one night and flooded the two downstairs flats to a similar level as you've experienced ie above the floorboards, at best just below. All the floors had to be replaced and the folks that lived there had to move out for two or three months while their flat was dehumidified and repairs made. To all intents and purposes, the flats were rebuilt with new plasterboard walls, floors, white goods, etc.
The house flooding is an insurance job. Get straight onto your insurance and tell them what's happened and let them earn the premiums you've paid them over the years. About 25 years ago I lived in a flat in Edinburgh near the River Leith which burst its bank one night and flooded the two downstairs flats to a similar level as you've experienced ie above the floorboards, at best just below. All the floors had to be replaced and the folks that lived there had to move out for two or three months while their flat was dehumidified and repairs made. To all intents and purposes, the flats were rebuilt with new plasterboard walls, floors, white goods, etc.
I shudder to think of the number of people who won't have home insurance to claim from.
Soldato
- Joined
- 6 Sep 2016
- Posts
- 10,971
Isn't flooding an "act of god" and if you're in flood plane you aren't covered by flooding anyway?
Soldato
Model 3 Wading Ability
Got caught in a flash flood today due to the thunder storms on a B road near my home. I was following a Mini and we hit flood after flood. In theory a Tesla is a great car for flood water since it has no air intake or exhaust but it's also a pricey piece of kit to drown. You have to keep the...
teslamotorsclub.com
It looks like OPs pic is deeper than my link, I'd be interested to know if it survived.
Unfortunately depending how much it flooded inside it can take months of being out of the house for the house to dry out and all the damage repaired.
Here's some advice on what to do after you've been flooded
scottishfloodforum.org
Here's some advice on what to do after you've been flooded
Recovering After The Flood - Scottish Flood Forum
Scottish Flood Forum - practical help from dealing with the chaos and aftermath through to dealing with rogue traders; dealing with your insurers and making future flood resilient repairs.
scottishfloodforum.org
Commissario
As others have said, document everything, take loads of photos, walk around and record everything on video as well with your phone from all angles, talk to your insurance company before doing anything else.
Always check what the likes of the price comparison sites are doing in terms of automatically ticking some questions when getting a quote - IIRC they usually default to (or give no option for you to select otherwise) "no" to the parts of the questionare's the individual companies have for subsidence and "has your property ever flooded" (property in this case means any part of the house or grounds, even if the house is 50 meters away and a couple of meters higher than the part that flooded).
*Basically without it a very high percentage of UK homes would not be insurable as the government keeps allowing more building on flood plains and not maintaining the flood defences (I had no insurance for a while pre flood re because despite our house never flooding we were quoted something like 5k for a renewal and no one else would touch us).
It depends on the policy, most policies will cover you for at least some flooding as a residential property as the government had to set up a government back system for flooding after the big floods about 12 years ago (Flood Re from memory is the name of it), where the government takes on the flood part of the risk or at least a lot of it*.
Always check what the likes of the price comparison sites are doing in terms of automatically ticking some questions when getting a quote - IIRC they usually default to (or give no option for you to select otherwise) "no" to the parts of the questionare's the individual companies have for subsidence and "has your property ever flooded" (property in this case means any part of the house or grounds, even if the house is 50 meters away and a couple of meters higher than the part that flooded).
*Basically without it a very high percentage of UK homes would not be insurable as the government keeps allowing more building on flood plains and not maintaining the flood defences (I had no insurance for a while pre flood re because despite our house never flooding we were quoted something like 5k for a renewal and no one else would touch us).
As are the rest of the cars in all likelihood, with flood damage to that extent
Associate
- Joined
- 2 Oct 2019
- Posts
- 73
I also live up high but didn't stop my house getting flash flooded from the runoff from the fields behind one time when there was a really bad stormNot sure I'll ever consider buying a house on low lying flat ground/near a river.
With the way things are going weather/climate wise, floods are probably going to get more and more likely.
Grateful to be living in a house that's nice and up high/will never flood unless it was the apocalypse/real life version of the film waterworld.
if you had a drone you coulda been the guy selling videos to the news or posting about it on tiktok to go viral and make some dollars.
throw in a flood coin or go fun me.
retire a millionaire!
Too late now though, just think of what could have been as you wade through the poop to go take a poop.
did by any chance any flow through your letterbox? an act of god surely.
But in all seriousness good luck with the cleanup, hopefully you didn't lose any photos etc to flood damage.
throw in a flood coin or go fun me.
retire a millionaire!
Too late now though, just think of what could have been as you wade through the poop to go take a poop.
did by any chance any flow through your letterbox? an act of god surely.
But in all seriousness good luck with the cleanup, hopefully you didn't lose any photos etc to flood damage.
Last edited:
If only they can prove he/she/it/they/almighty exist.
Hope you get it sorted OP. When my previous neighbours got flooded because of a burst water main than ran water through their house, the removed everything including the plasterboard up to a certain level. The dehumidifiers were ran for months in the empty house.
Soldato
Sorry to see thaat, looks horrible. When people in the village I live in got flooded a few years ago they were out of their houses for months so be prepared for that.
Soldato
- Joined
- 16 Aug 2009
- Posts
- 8,026
Oof. You won't be moving back anytime anywhere from 6-9 months seems to be the average due to having to dehumidfy and the walls will need replastering only for the same thing to happen again in a few years for those at risk 
Most of properties in the news flooded recently appear to be new builds I noticed - in the US its different and parts of places like New Orleans are basically uninsurable due to flood risk and are at risk of getting depopulated
Soldato
Once you sort out your house, worth checking the EA flood maps to confirm your flood risk level and anticipate the next one by installing some flood defences around your property.