Nationwide FlexPlus price increase

Guest2 said:
Perfect, this is more like it :)

I dont understand this though.

Annual multi trip with winter sports - bronze, policy start date 15/11 - Bronze Annual £40.95 (24 days per trip (ski 17 days/year)
Single trip with winter sports - bronze, policy from 12/12 - 19/12 - Bronze £45.98

Shouldnt a single trip cost a lot less than an annual policy?
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I’m not sure the pricing structure of the annual v single, i’d suspect that the single on the winter sports being more expensive is because the ski coverage is for the full duration rather than partial for the multi trips.
 
I've just bought a worldwide (inc USA) annual policy for 2 adults and a child and that worked out about the same price as the single policy. I can only assume the average number of trips per year has been dropping so insurers might be assuming that you'll only take the one or two trips on the annual policy.
 
We have it on our joint account for the phone insurance and the breakdown cover (we never trave), I'm evaluating now whether its worth me keeping it.
 
slinxy said:
It's not just the insurance for holidays aboard thou, you should be able to use it to cover trips in the UK..
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Trips in Uk? Isnt that what NHS if for?

Say a family go on holiday to Cornwall and all get injured and end up in hospital, they wont have to pay thousands/hundreds of thousands on medical expenses will they?

Just like anyone else in Uk who is a Uk resident wouldnt have to pay for going to say A&E

(I am also covered in UK by AXA for private medical care through work)
 
Guest2 said:
Trips in Uk? Isnt that what NHS if for?

Say a family go on holiday to Cornwall and all get injured and end up in hospital, they wont have to pay thousands/hundreds of thousands on medical expenses will they?

Just like anyone else in Uk who is a Uk resident wouldnt have to pay for going to say A&E

(I am also covered in UK by AXA for private medical care through work)
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stuff like missing a pre-booked coach, train connection as the previous one was late. having to move/rebook hotels, having luggage stolen... I've never claimed myself but I was speaking to bank staff and she told me I should have claimed when the bus I was getting from the airport was late and I got a taxi back as it was like 4am in the morning.
 
dlockers said:
You think they'll say anything other than "go to NHS"? There is clauses galore about leveraging the cheapest option in front of you.
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That wasn't the point I was making. Guest2 said there was no need for holiday medical insurance in the UK as the NHS is there. That's not necessary the case these days
 
Guest2 said:
FlexPlus is going from £13/month to £18/month starting December 2024.
It covers worldwide family travel insurance, mobile phone insurance and breakdown cover.

A good deal if you use all of it but i only really need the travel insurance (dont have a car and not lost a phone in almost 10 years)

Is there cheap travel insurance policies so I can change the account to regular Flex? What are other doing?
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Interesting....I had no idea they were doing this.

Where did you see it sorry?

jaybee said:
Paying for a bank account... Yeah nah.
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For the cover you get for £12...its a no brainer. PS. I don't even use the account, purely only use it for the insurance
 
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Just had a look at Green Flag, can get Recovery Plus for two cars for £86/year.

The mobile phone insurance is where things get pricey. Looking at ~£7/month per handset. 4 handsets in our house, so the Nationwide £18/month is still cheaper for me.
 
slinxy said:
stuff like missing a pre-booked coach, train connection as the previous one was late. having to move/rebook hotels, having luggage stolen... I've never claimed myself but I was speaking to bank staff and she told me I should have claimed when the bus I was getting from the airport was late and I got a taxi back as it was like 4am in the morning.
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You can claim with the company that cancelled / was late if you miss a connection. E.g. we have claimed a taxi from Leeds to Manchester airport on Transpennine when out train was cancelled as we wouldnt have made the flight without a taxi (next train wouldnt have got us to the airport on time)
It was about £100 in Uber and took ~5 months to get the money back.
 
can get mobiles&laptops&cameras worldwide on household policy, in one shot - have bicycles with Aviva too ~£30p/a

Personal belongings are those valuable items that you could take out of the home, such as laptops, mobile phones, digital cameras, jewellery, sunglasses, MP3 players, clothing, luggage, handbags, wallets and credit cards. We'll cover them for accidental loss and accidental damage wherever you take them - worldwide. There is a single article limit of £2000. If you have items worth more than £2,000 that you wish to cover then these will need to be specified by calling us, please see your policy booklet for full details of the cover and exclusions.
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not sure that's accidental, but is Nationwide ?
 
You could get a HSBC Premier account if you earn enough. Though they recently upped the salary threshold from £75k to £100k. Gives you totally free travel insurance as a perk. And if you take the non paid credit card you also get accidental damage and extended warranty on purchases via domestic and general on everything you buy using that card.
 
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