Nectar points worth it ?

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I have one sitting in a draw for years that I was given for opening an AMEX account. Think I have 2500 points.

Says its invalid. Used to have a Morrisons card too but they cancelled them all before I had a chance to use up the petrol points on it
 
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what most people don't know about the nectar card is that if you go to places through their website you can use it, even in places where the shop itself doesn't accept them. quite a lot of popular retailers take the card online that don't instore.
 
My mum uses hers every xmas and gets about £100-£120 off the weekly shop, she occasionally gets money off vouchers through as well. Apart from your name being on a database (let's face it, it's on loads already) I don't really see a downside for just handing an extra card over while paying for your shopping.
 
[TW]Fox;19084311 said:
How can it 'not be worth it'. It's a free card you simply swipe. There isnt any effort involved.

Because unless you regularly shop at the places you get points it's a bit pointless. I've got a Nectar card but I hardly never use it because I simply don't shop in the places that you can get points. In fact Amazon is one of the only places I do use it.

You're better off using something like TopCashBack for online purchases.

Good example of that is the Just-Eat that welshboy pointed out above. With Nectar you would need to order £250 worth of food to earn £2.50 (or £5 if it's double value) that you can only spend in selected stores. With TopCashBack if you spend £250 you would have earnt £10.10 direct to your bank account, or £10.60 worth of Amazon vouchers. Other stores offer more than the 4.04% cashback that Just-Eat does, some up to 10% or more.
 
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It's not exactly difficult to leave the card in your wallet and simply hand it over if and when you visit a participating retailer.

Nobody shops at Sainsburys because they can get Nectar points, they shop there anyway so it comes in handy as a bonus.
 
Apparently they wipe the points off your card and cancel it if its not used for 12 months. So I lost my 2500 points without knowing doh
Think I prefer the Tesco one where they send you money off tokens if you dont shop there a while
 
So you cant use nectar points to get so much off your petrol/groceries bill etc ?
 
So you cant use nectar points to get so much off your petrol/groceries bill etc ?


You can in Sainsbo's.

I used about £20 recently just because we had quite a bit on there. We like to keep a healthy amount ready to be used just in case one of us is buying food and we've forgotten our card or there's been a mistake with the stoopid bank. It means that even if we have zero access to any kind of money we can still buy nappies, milk, food etc in an emergency :D
 
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Because unless you regularly shop at the places you get points it's a bit pointless. I've got a Nectar card but I hardly never use it because I simply don't shop in the places that you can get points. In fact Amazon is one of the only places I do use it.

You're better off using something like TopCashBack for online purchases.

Getting something for nothing is never pointless. By all means use the most appropriate 'reward' for the transaction but cards are useful for when you visit stores or for websites (like Amazon) that don't support cashback.


Sainsbo's.
:eek::confused::(
 
I regularly fuel up at Sainsburys because it's convenient and they're usually the cheapest in my area.

If I build up Nectar points, can I use it to pay toward the petrol?

I haven't been bothered to get one but I will do it now online.
 
Because unless you regularly shop at the places you get points it's a bit pointless. I've got a Nectar card but I hardly never use it because I simply don't shop in the places that you can get points. In fact Amazon is one of the only places I do use it.

You're better off using something like TopCashBack for online purchases.

Good example of that is the Just-Eat that welshboy pointed out above. With Nectar you would need to order £250 worth of food to earn £2.50 (or £5 if it's double value) that you can only spend in selected stores. With TopCashBack if you spend £250 you would have earnt £10.10 direct to your bank account, or £10.60 worth of Amazon vouchers. Other stores offer more than the 4.04% cashback that Just-Eat does, some up to 10% or more.

Let me get this straight. You've pointed out that TopCashBack is better for online so it's better to use that as you get back more. That's fine and sensible.

In person, in shop, you advocate getting nothing back? Instead of getting something back? Logic failure there :p
 
It's all about the Tesco Clubcard. Awwww yeah!

Use my Tesco Credit card for everything. Get about £15 in vouchers every quarter.
 
Yes, I do 90% of my food shop at Sainsburys, also get about 90% of my fuel at Sainsburys petrol (because they're the closest and usually cheapest, so I would anyway) at ~800 miles/week thats a nice lot of points =P

Usually end up with a £30 Amazon voucher every few months. So free games/CDs/blu-rays for swiping an extra card every time = definitely worth it =D
 
Let me get this straight. You've pointed out that TopCashBack is better for online so it's better to use that as you get back more. That's fine and sensible.

In person, in shop, you advocate getting nothing back? Instead of getting something back? Logic failure there :p

No I'm saying if you don't regularly shop at the places you can get Nectar points, which I don't, then it's pretty much not really worth bothering about for the minimal mount of cash you would earn, hence why I don't even bother carrying my Nectar card! :)
 
Are you asking what Sainsbo's is? It's Sainsbury's supermarket - I just couldn't be bothered writing it all out.

I understand what it is, it just confuses and disappoints me why anyone would try and shorten it. In particular to Sainbo's. :o
 
I shop equally at Tesco and Sainsbury's. Certain promos will let you triple the value of points at both Tesco and Sainbury's e.g. Alton Towers, but Tesco is still the better of the two because Tesco club card accrues 2 pence to the pound where Sainsbury's accrues at 1p.
 
I understand what it is, it just confuses and disappoints me why anyone would try and shorten it. In particular to Sainbo's. :o


Real sorry for abbreviating a name there bud, wouldn't want to make you all "confused and disappointed".
 
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