So Gen 14 doesn't have that issue? Seeing as you specifically mention 12 and 13, I mean?
TUF - Stop trying to add black into the system! Although, an all black mobo like that would actually be a plausible design choice and might even make the white stuff pop more... but I want the PC to look like it'd fit in the Nostromo (Alien) medical bay!
And I didn't even realise that XMP was an Intel thing so thanks for pointing that out! So I googled stuff and read the AMD equivalent is EXPO... are either of them really worth it? The new memory you specced me there is black! After a bit of digging the only white DDR5 EXPO memory I could find was on Kingston's own site - the part number doesn't seem to exist anywhere else. But it is £133.99 for 2x16 6000 sticks so it's not terrible... if EXPO is worth it.
My £1800 budget is not absolute - I don't really want to spend more than 2.5k (inc. all the white stuff in the initial post) in total as that feels to me about the most I want to spend. But I can push it up some more to make things work well together and to maintain the aesthetics.
The expo does make a useful (in my experience noticeable improvement)