Don't think that applying rear tints affect insurance,
Fitting OEM alloys will definitely not affect it, neither will spraying them.
Standard lights smoked, doesn't make a difference..
Lowering WILL affect it however, how much depends on your insurer and circumstances, but it may not be as much as you had in mind,
perhaps an additional £100, some won't even charge, but as your young I don't suppose you would be with that type of company.
Anyway, I've always had a soft spot for the 306, nice cars.
Hope you enjoy it mate, and well done for not rising to everyone telling you how much you should have paid.
