lol no... i used to be in UK mode... walking around with only plastic
baffled me how so few accepted card over here, got feddup of being refused sale/service over not having cash... now it's normal to me
And Switz is a much richer country than the UK, so it surprised me that they were behind in plastic usage
even if they do accept card... the %age is charged on top of the purchase price... the customer pays the fee, not the merchant
on the flip side... you average corner shop won't bat an eyelid at someone using a 1000chf note (~£700 in one note) to buy a pack of crisps...
I find cash helps me spend less... cash feels real, plastic feels imaginary
I remember the first time I had 3 grand in my hand in the uk after just selling a motorbike... i'd never held that much before and it felt like so much rather than just plugging in the card and typing in a pin at the dealership when i'd bought it