Opening a current account

[Nuclear Fusion]

Just looked at the terms for that first direct account and realised it says 'transferring at least two Direct Debits and/or standing orders'. That makes things much easier for my easy money plan

 

[Westyfield2]

Lloyds are fine, and one of the 'safer' banks financially speaking for savings.

 

[LeeUK]

I like the RBS iPhone app and their online banking. But I don't like my card as I can't use it in pay@pump plus it doesn't have account number on front, just card number and sort-code.

I like my LloydsTSB card because I can use it in pay@pump and it has my account number and sort code on front. But their app is just a wrapper of the online banking site which is also rubbish.

 

[arknor]

I've never had an issue with lloylds, halifax on the other hand.....

 

[shootersam]

Seeing I'm a student and don't earn £1000 a month, I might open a few accounts and loop the money around them

 

[Freakbro]

Never knew that's possible, which banks are you with, just out of curiosity?

Me either. Aren't they looking out for this ?

I have a Barclays, HSBC, Lloyds, & 2 x Nationwide current accounts.

I just opened the flex direct on Nationwide for the £2,500 @ 5% and was upfront and told the woman I'm only opening it as a saving account and would just bounce £1000 into it and she said that's no problem.

The only hassle is when a stipulation needs say a couple of direct debits on the account as well, I avoid those.

 

[[TW]Fox]

If you have a bit of money you can leave in your current account as well, and can pay in the £1000 a month, then Nationwide are offering 5% interest on balances up to £2500 and Lloyds 3% on balances between £3-5000

And Santander @ 3% on balances between £3k and £20k with cashback on some direct debits, too.

 

[MrMoonX]

And Santander @ 3% on balances between £3k and £20k with cashback on some direct debits, too.

Hateful customer service in my experience, worst bank ever!

 

[[TW]Fox]

Hateful customer service in my experience, worst bank ever!

Never had a problem with them.

If they spend less on customer service as a result of giving out more interest I'm happy with that, I don't want to pay for super awesome hand holding customer service anyway. I want a place to put money, earn interest on it and a debit card. Thats it.

 

[Gman]

Another vote for Santander here, recently opened a Current account and a credit card to get cash back without any cost for the first 12 months.

 

[Destination]

And Santander @ 3% on balances between £3k and £20k with cashback on some direct debits, too.

Indeed, and thus far their web support customer service has been good for me, their credit card also offers 1-2-3% cashback, up to 3% on fuel, very useful, easily covers the monthly fees for the car itself.

55 and 15 pounds cashback if you open each one online also through quidco.

 

[Semple]

Main accounts with HSBC not had a problem with their banking service, and all the branches are clean and up-to-date. However the credit card side of the company are horrendous, the past year alone I've had to phone up 9 times to request for a pin number. Still haven't received one, so in the end I took my custom elsewhere.

The GF banks with Lloyds, and the number of times i've gone into a branch with her to pay money in, there's always a queue of people. Lloyds branches are so outdated and don't have any of these self-service kiosks that HSBC, Barclays, Natwest etc do.

 

[The_Abyss]

First Direct

</thread>