Paypal on BBC1

[Borris]

I only watched a little of the programme, but of the parts I did see, one thing struck me more than others.

If the people had followed Paypal / Ebay procedures to the letter, there would have been far fewer problems all round - There were far too many attempts to shift blame around.

When I sell on ebay, I make sure that I adhere to the rules to ensure I am covered in the event of fraudulent activity from buyers - If I do my part, it's Paypal's fault if they accept payment from a hijacked account / stolen credit card - after all, they are merely an escrow service, and I pay a fee for that service.

If there are any suggestions that Paypal is unduly freezing my funds, then it's straight on to the FSA, ther Banking Ombudsman, and into the County Court I go. And I will be making sure that Paypal covers the costs of any actions.

I think far too many people go into eBay without considering the risks, and blithely expecting someone else to shoulder their responsibility.

 

[Phil99]

One of the problems is that not all people seem to have verified accounts or confirmed addresses as they can't be bothered (or don't want) to go through the procedures.

I haven't been stung yet, but there's no way I'm selling anything to anyone without a confirmed address in the future...something I wouldn't have thinked twice about before (and have sold a couple of hundred £ worth of stuff to unconfirmed addresses in the past )

 

[Efaws]

my withdrawal limit has been reached so ive had £130 stuck in there i cant send it / spend it / withdraw it .......but i can give it to a charity :S

if anyone knows a way i can get that money out they can have £50 of it!!

paypal say because i cant add a bank account themoney stays there

and they dont do cheques

SUX!!

As said you might need to verify your account

They did this to me (As well ) when I really needed money, they said you have transacted (Sent to recieved) 4.5 grand in total and they then wouldnt let me move any money in or out until I verfified it which took about a week to do, not sure why, was something to make sure they have your address so you cant launder large amounts of money I think

 

[Loki]

I fell foul of this a few years back when I sold some stuff to a guy in America. Was just about to ship to his registered but unconfirmed US address. He asked if I could ship to his wife in Prague All this was before the Nigerian scammers became common

I thought something was fishy although by this time I had withdrawn the money before his inital request to ship elsewhere. Luckily I got hold of the guys number in America and his account had been hacked. I phoned PayPal up as they suspended my account because I received money from a hacked account. Took quite a few months to sort out with me, PayPal and the guy who ended up vouching for me saying "would he really ring up to question the address and posting if he was a dodgy seller"

 

[Usel]

I only watched a little of the programme, but of the parts I did see, one thing struck me more than others.

If the people had followed Paypal / Ebay procedures to the letter, there would have been far fewer problems all round - There were far too many attempts to shift blame around.

When I sell on ebay, I make sure that I adhere to the rules to ensure I am covered in the event of fraudulent activity from buyers - If I do my part, it's Paypal's fault if they accept payment from a hijacked account / stolen credit card - after all, they are merely an escrow service, and I pay a fee for that service.

If there are any suggestions that Paypal is unduly freezing my funds, then it's straight on to the FSA, ther Banking Ombudsman, and into the County Court I go. And I will be making sure that Paypal covers the costs of any actions.

I think far too many people go into eBay without considering the risks, and blithely expecting someone else to shoulder their responsibility.

The thing with Paypal is their Confirmed and Unconfirmed addresses which is where your either covered by their polices or not.

They should make people who setup accounts with them have confirmed addresses before they can even use the service.

If they do still want to carry on with the way they conduct their service they should provide the account holders with the option to not except payments from unconfirmed addresses. At the moment you can't tell wether a payment you are going to recieve will be unconfirmed or confirmed.

To me the unconfirmed/confirmed address issue is just a way to let people get ripped off and paypal couldn't really care less.

 

[iSam]

I personally would not mind going through a more lengthy and in-depth registration process e.g. address confirmation, to make sure that Paypal would be safe. I'm sure as Usel stated we should have to confirm our addresses before even being allowed to use the service. A more lengthy process will also stop scammers from bothering.