Pension fund performance - do you monitor yours, how is it doing, do you actively change it?

my brother-in-law has just been made redundant after 40 years of service at a company...

I don't think he's anymore than the bare minimal package, but he does have nearly 40 years of pension spilt into two fund pots, one DB and one DC which doesn't effect his claim to benefits as he's not at the age where he can start to withdraw it yet. Which is one bonus of having your investments in your pension pot rather than an ISA.
 
Quite a grim picture looking at those reviews :(

I'll speak to them next week to find out if I can get this reduced.

Part of me is considering staying with them and moving the fund to 100% equities, then transferring out when I'm 55 because apparently the transfer fee is now capped at 1% for ages 55 or over.

Having said that, their AMF is the highest of all my pots, so really I want to move away from Lifesight asap.

I moved my lifesight into all equities some years ago and have seen 23% increase in value in the last 12 months. Wish i'd did it when I was much younger but hey, live and learn.

Now in the process of moving 4 pensions into an interactive investor SIPP. From there i'm going into the Amundi MSCI World V ETF Acc GBP
 
my brother-in-law has just been made redundant after 40 years of service at a company...

I don't think he's anymore than the bare minimal package, but he does have nearly 40 years of pension spilt into two fund pots, one DB and one DC which doesn't effect his claim to benefits as he's not at the age where he can start to withdraw it yet. Which is one bonus of having your investments in your pension pot rather than an ISA.
I thought (but never looked it up) that DC pensions were redeemable from 55 on ?
 
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