Pension fund performance - do you monitor yours, how is it doing, do you actively change it?

[platypus]

I was in the higher risk fund for ages before swapping to the Sharia fund as I didn't actually look into what each one was. I've definitely seen more gains since switching although I still wish I could just dump it all out into my SIPP.

Yeah, personally I think it should be illegal for any pension fund to now allow partial transfers, but I'm not a fund owner with the ear of the government.

 

[tangey]

Indeed, but historically its always outperformed their "high risk" default pots.

I agree, but given the fund make-up has been substantially changed since Nov, there isn't much to go on as to how well this new version will perform.

I haven't checked, but wouldn't it be naughty if they were still showing the past performance of the old make-up fund, when looking at the data for the current fund ?

 

[platypus]

I agree, but given the fund make-up has been substantially changed since Nov, there isn't much to go on as to how well this new version will perform.

I haven't checked, but wouldn't it be naughty if they were still showing the past performance of the old make-up fund, when looking at the data for the current fund ?

That would certainly be naughty, and I'm not sure it would be legal .

It is definitely worth looking into though - fortunately I'm not in NEST myself, though I have been in the past.