You would never put enough away.
Insurance can cover pre existing issues though. Well done of them do.
Pet Insurance and the ever increasing costs
- Thread starter Vanquish-Storm
- Start date
You would never put enough away.
Insurance can cover pre existing issues though. Well done of them do.
Associate
Recently had to price up surgery for my doge for a cruciate ligament injury (back right leg) and the minimum I was quoted was £2850. I genuinely wish I had taken out pet insurance the moment I adopted him but thankfully it turned out to be arthritis and i've now signed up to the PDSA
I bought a kitten in January, didn't get pet insurance as thought no point, she will be staying indoors only. A couple of months ago she fell out of my window.. about 10m. Saw it happen as she slipped. Definitely injured her leg as was limping.. went to vet... Told would be £700+ just for xray!!
Ridiculous pricing, told them no thanks, got her some painkillers instead. Took a few weeks but she was getting better and better every day until completely back to normal, running around like crazy, phew! X-ray would have been a complete waste of money.
Anyway not signed up to any other pet insurance, just making sure she doesn't go on the window again...
Ridiculous pricing, told them no thanks, got her some painkillers instead. Took a few weeks but she was getting better and better every day until completely back to normal, running around like crazy, phew! X-ray would have been a complete waste of money.
Anyway not signed up to any other pet insurance, just making sure she doesn't go on the window again...
Caporegime
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- 30 Jul 2013
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On the flip side she could have had a fracture or broken leg that you ignored, and she's left with a gimpy leg for life. You got lucky.
Sorry to hear this.
The day still replays in my head if we could have done anything different, but the reality is he was really poorly when we found him and we were racing against the clock, he went straight in to the vet, seen to literally as we walked through the door and right into vets office as we had rung ahead, into xray, drips, meds, referal made for the specialist surgeon, drove there within 30 minutes and time ran out.
There was no deliberations or delays wondering about money or cost, we knew it would be into the thousands upon thousands and thankfully having the insurance there meant it was never a consideration.
It doesnt make it any easier though, the gaping hole left by his absence is horrific, ive really never felt loss like this even from my family and friends.
Really..? I was flat-out told by a vet that if I was to take out insurance it wouldn't cover any of the things she'd previously visited for.
Depends how much your putting away each month and how much your willing to pay I guess. Call me heartless but if a vet says it's thousands for something routine I'll tell them to jog on.
I think they prey on people's emotions and the fact a lot have insurance, but all it does is keep the price of insurance high.
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Give us some examples then.
Eh, routine vet visits don't cost thousands. Tbh sounds like you actually have no idea what you're saying.
The answer to this is really it depends.
Typically when you take out dog insurance, you either select the slightly cheaper version that will cover you for the year, but you're then unable to make a claim for the same illness next year. Or you select the more expensive cover for life, so that if you do need to claim for the same illness several years later then you're still covered.
You never know when a cat will need surgery.
We've had 2 four figure bills for our cats, one had a busted hip after suspected vehicle injury which was over a Xmas/new year holiday period, the other had crystals forming in the kidneys which required IVs and an in-house stay at the vet. Both treatable and fully recovered but without insurance they would have been put to sleep due to the cost.
Associate
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- 5 Nov 2005
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- 2,182
I really am not a fan of pets....but do think everyone who gets one should be forced to get insurance or just not be allowed one.... would cut down the numbers being bred....
It's pretty evident that you don't have pets then!
Yes vets charge astronomical prices because most people have insurance to cover costs. It's basically the same as the US healthcare system.
It wouldn't cut down on the numbers being bred, but yes I believe insurance for cats and dogs should be a must, but only because that's for the best interest of the animal. It's rather heartbreaking when someones dog needs major surgery but because they couldn't afford the pet insurance the pet either has to be put down or suffer.
I have two cats actually.
A single cat belle these two as well. So not so evident.
I agree the prices are excesses but what’s your alternative. Our last claim was over £2800 to remove a foreign object from our cats stomach.
The other cat has had claims over over £14k for dodgy knees.
Soldato
Well, today has (unfortunately) justified the ~£30/month we've been "wasting" on pet insurance for the past 5 years.
Pitiful miaows led me to my cat under a bush on the drive this morning, picked her up and her back legs were completely limp. Rushed her to the vet, and it looks like she's been hit by a car; broken pelvis and a diaphragmatic hernia (basically a hole in the diaphragm and her liver was in the chest cavity with her lungs).
Not got the final bill yet, but the estimate on the phone before the surgery (so just the initial painkillers, stabilisation, xrays etc.) ~£1,500, cost of the surgery, another £1,200-1,500 on top.
She's out of the surgery now, and vet thinks she's looking good so far (although still not out of the woods), but looking at a £2700-£3000 bill
Fortunately we're covered for £4k per condition, so total cost to us is £120.
Needless to say I'm glad I didn't have to make the difficult decision, and IMO worth every penny over the years, even if just for that peace of mind.
Pitiful miaows led me to my cat under a bush on the drive this morning, picked her up and her back legs were completely limp. Rushed her to the vet, and it looks like she's been hit by a car; broken pelvis and a diaphragmatic hernia (basically a hole in the diaphragm and her liver was in the chest cavity with her lungs).
Not got the final bill yet, but the estimate on the phone before the surgery (so just the initial painkillers, stabilisation, xrays etc.) ~£1,500, cost of the surgery, another £1,200-1,500 on top.
She's out of the surgery now, and vet thinks she's looking good so far (although still not out of the woods), but looking at a £2700-£3000 bill
Fortunately we're covered for £4k per condition, so total cost to us is £120.Needless to say I'm glad I didn't have to make the difficult decision, and IMO worth every penny over the years, even if just for that peace of mind.
Total cost to you is about £2.1k if you include the £30/month plus interest.Well, today has (unfortunately) justified the ~£30/month we've been "wasting" on pet insurance for the past 5 years.
Pitiful miaows led me to my cat under a bush on the drive this morning, picked her up and her back legs were completely limp. Rushed her to the vet, and it looks like she's been hit by a car; broken pelvis and a diaphragmatic hernia (basically a hole in the diaphragm and her liver was in the chest cavity with her lungs).
Not got the final bill yet, but the estimate on the phone before the surgery (so just the initial painkillers, stabilisation, xrays etc.) ~£1,500, cost of the surgery, another £1,200-1,500 on top.
She's out of the surgery now, and vet thinks she's looking good so far (although still not out of the woods), but looking at a £2700-£3000 bill
Needless to say I'm glad I didn't have to make the difficult decision, and IMO worth every penny over the years, even if just for that peace of mind.
Soldato
Yeah, fair point, still cheaper than the treatment though!
Hope it all goes well, that’s actually a cheap bet bill considering what’s gone on there!