Soldato
Thats fine if you have the money for it but I'm not sure MRI and CT scans for domestic pets is a great way for the average person to spend their money and it is obviously no wander the insurance cost are sky rocketing.
Pet Insurance and the ever increasing costs
- Thread starter Vanquish-Storm
- Start date
People treat their pets like family members, its no surprise to me they will spend money on their insurance and think it is money well spent.
Soldato
I do think the normalisation of insurance encourages price hikes because you’re not spending your own money. No different to how hotels charge £15 for breakfast because they know it’s going on expenses. There’s definitely a happy medium.
Soldato
Totally hence it is almost always cheaper to fix a car without going through insurance! I wouldn’t be surprised if the vets all charge less to those without insurance then they do to the insurance companies, the whole it’s not ‘real’ money thing!
Caporegime
Had to finally use our pet insurance today. Louie has an eye ulcer. He’s sporting the cone of shame
Soldato
I highly doubt that. There’s so much cynicism about vets and it’s almost entirely undeserved.
Just put the money aside in a savings account each month.
Soldato
They would be probably the only insurance backed industry in existence that didn't!
I’ve seen vet bills before even entertaining a claim, the amounts are eye watering.
It’s a small price to pay relative to the cost of operations, x-rays, treatments.. if they require life long medication or assistance, you’re covered for that also.
It’s a small price to pay relative to the cost of operations, x-rays, treatments.. if they require life long medication or assistance, you’re covered for that also.
you need to be careful which policy you take out for live long care, some only cover for the 12 months.
Soldato
Gotta say, we cant fault pet plan for when we had Caspian, he really did have troubles at the end and between the vets and petplan, service second to none.
I get its annoying when they do put prices up each year however, honestly still was cheaper then no insurance.
Very good boy, but was very expensive. Bless his little cotton paws.
I get its annoying when they do put prices up each year however, honestly still was cheaper then no insurance.
Very good boy, but was very expensive. Bless his little cotton paws.
Caporegime
- Joined
- 30 Jul 2013
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I've now had to claim twice this year for our 10 ½ year old lab.
One was a grass horn in her foot, the other was a suspected broken toe that turned out to be an infected nail.
Both were £1000+ costs from the vet. We have to pay the £99 excess each time and 20% off the total claim amount.
What annoys me though is the £4000 annual cover we have also includes all the 20% contribution payments we make. I find that ridiculous.
One was a grass horn in her foot, the other was a suspected broken toe that turned out to be an infected nail.
Both were £1000+ costs from the vet. We have to pay the £99 excess each time and 20% off the total claim amount.
What annoys me though is the £4000 annual cover we have also includes all the 20% contribution payments we make. I find that ridiculous.
You mean 4000 actual = 3200?
We use animal friends.
Its 13ppm but have had to claim in year 1 due to allergies.
Thankfully it's 2000 per year. So Another 2000 next year. Because there are plans that are 2000 per condition that don't roll over. All the way to 2000 per condition per year.
And other value amounts.
Caporegime
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- 30 Jul 2013
- Posts
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So much. Kodas is 15ppm. But he's only 2.
Insurance for cars has gone up loads due to parts. Probably pet insurance.. Because they can.
Give a little glimpse into what a UK without an nhs would be like.
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Soldato
Took insurance through PDSA for sima when he was 4 months(ragamese kitten) £99.60 for the year. That is renewing next month at £117.48
around an 18% increase
around an 18% increase
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Soldato
I think that's possibly the best cat name I've ever heard
Don’t think that would work. I put £82 away next month then the cat needs surgery I’m £3000 down.
Does your cat need surgery next month?
We got through Busters final bills today.
Needless to say, insurance is an absolute must as its covered all of it bar £150 quid excess.
He didnt make it to surgery and the costs were near enough £2500.
Needless to say, insurance is an absolute must as its covered all of it bar £150 quid excess.
He didnt make it to surgery and the costs were near enough £2500.
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