Please Explain
- Thread starter digitalwolf
- Start date
Serj said:
***. Definately you need to look around. Even at 32 with 5 years NCB and a decent postcode, insurance quotes range widely from £400 to "will not quote" for me on a group 20 car.
Similarly the missus was with Diamond on her Puma 1.4, but when she got the Cordoba 2litre they wouldn't cover her at all when she was 24.
)www.moneysupermarket.com is your friend.
To get back to the op's original question, Thatcham (The Motor Insurance Repair Research Centre) provide the Association of British Insurers with 70% of the information used to establish the insurance group of every private motor car registered in the UK. This information is derived from Thatcham’s assessment of a vehicle, including the ease of vehicle repair and the level of security.
If you have a look at their website (linky to group ratings research part) it will tell you in great detail exactly how each car is given it's recommended group rating.
However it is very important to note that group ratings determined by Thatcham and the Association of British Insurers are recommendations only. Individual insurers, depending on their own experience, may vary from these recommendations, on occasions quite considerably.
I used to work at Thatcham before moving here to Millbrook so any questions and I will try my best.
If you have a look at their website (linky to group ratings research part) it will tell you in great detail exactly how each car is given it's recommended group rating.
However it is very important to note that group ratings determined by Thatcham and the Association of British Insurers are recommendations only. Individual insurers, depending on their own experience, may vary from these recommendations, on occasions quite considerably.
I used to work at Thatcham before moving here to Millbrook so any questions and I will try my best.
rG-tom said:ecar suck they wont even quote me on my car as its >15
edit: Sorry, we are unable to offer you a quote as one or more of the drivers are under 21 and one or more of your cars are in Groups 15 - 18
Yea ok for anything over group 15 they lose big time if your under 21 but they were the cheapest by over 1400 for me
Insurance groupings often don't even have an effect on the insurance you pay for a car.
A few quotes I've tried and/or bought in the last year:
106 GTi (mods) Grp 13 - £650 FC
2.0 Cavalier Grp 14 - £440 FC
Saab 9000 2.3 Turbo (200+ bhp) Grp 16 - £400 FC
Subaru Impreza Turbo (standard, 230bhp?) Grp? - £2400 FC
Nissan 200sx (mods, to inculde 300bhp) Grp? - £700 FC
Both the 200sx and Impreza were just fiddling around and trying things out, but were very similar insurance groupings, similar parts cost, similar power, similar image. But the Impreze was three times the price. Similarly my quote on the Saab 9000 had been less than £500 for years. When I was 19, I could have insured the 220bhp Saab for almost half the price I insured a 1.1 Fiesta for. Stupid.
A few quotes I've tried and/or bought in the last year:
106 GTi (mods) Grp 13 - £650 FC
2.0 Cavalier Grp 14 - £440 FC
Saab 9000 2.3 Turbo (200+ bhp) Grp 16 - £400 FC
Subaru Impreza Turbo (standard, 230bhp?) Grp? - £2400 FC
Nissan 200sx (mods, to inculde 300bhp) Grp? - £700 FC
Both the 200sx and Impreza were just fiddling around and trying things out, but were very similar insurance groupings, similar parts cost, similar power, similar image. But the Impreze was three times the price. Similarly my quote on the Saab 9000 had been less than £500 for years. When I was 19, I could have insured the 220bhp Saab for almost half the price I insured a 1.1 Fiesta for. Stupid.
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I think the reason why it may be a high insurance group, is it does not have an NCAP and is reasonably nippy (1.7).
- Joined
- 27 Mar 2004
- Posts
- 3,593
- Location
- England
Just tried direct line......come back later 