Premium Bonds - If you post to say how much you've won, please also say how much you have invested.

[I kill Bunnies]

Wouldn't most of you be better off investing in a stocks and shares ISA?

 

[Throrik]

Wouldn't most of you be better off investing in a stocks and shares ISA?

Most people with PBs have maxed their ISA contribution for the year - main reason to do PB.

 

[Nasher]

I think I am going to withdraw my £800 quid - feels a bit fruitless. Could just put it in my 4% acc and buy a lotto ticket each month

Nvidia stocks before they launch the next round of GPUs

 

[TonyTurbo78]

Wouldn't most of you be better off investing in a stocks and shares ISA?

I have stocks and shares on Trading 212, but not ISA. I'm up 17k this last year with Nvidia, ARM, Palantir and SoundAI, that's my main investment. I'd encourage everyone to take all your money out of banks and stick it where it works for you daily or has the chance of a big win.

 

[SpellowHouse]

£150 this month. That's on £21,000.

I have stocks and shares on Trading 212, but not ISA. I'm up 17k this last year with Nvidia, ARM, Palantir and SoundAI, that's my main investment. I'd encourage everyone to take all your money out of banks and stick it where it works for you daily or has the chance of a big win.

No thanks. People who make money make it from people who are clueless.......I rate myself as clueless. I guarantee you if I bought NVIDIA stocks the company would go bust in 24 hours. I prefer my money to be some place I can't lose it all.

 

[Jokester]

Most people with PBs have maxed their ISA contribution for the year - main reason to do PB.

And their interest allowance.

 

[dan958]

After no wins for nearly a year, £200 last month and £100 this month! (holding £5k)

 

[GSXRMovistar]

£25 on 50k , been an absolute dreadful run over the past six months so will probably move the investment into our ISA accounts and crypto.

 

[markk]

£50 on £7100

 

[Voltar]

£50

 

[niggyg]

£500 on 5k last month, nothing this month.

 

[mattyfez]

Had full holding for 3 draws now… running at a 2.8% return if I extrapolate that to 12 months.

Although that’s maybe not a fair figure as theres 9 more draws/months to go for me, to make 1 year.

 

[Kill_Phil]

Finally got around to opening an account couple of weeks ago. Will be Jan before I'm eligible for the draw although not optimistic based on last few posts ha

 

[CaptainRAVE]

Nothing this month, but still at about 9% return I guess.

 

[Slackjaw190]

£25 this month and £1525 for the year off the maximum holding - 3.05% return....

 

[mattyfez]

Finally got around to opening an account couple of weeks ago. Will be Jan before I'm eligible for the draw although not optimistic based on last few posts ha

I think the general consensus on the maths is you can expect about 3.8-4% return on a 50k holding over 12 months. thats with average luck.

If you only have say a 25k holding, then anything above 2.5% over 12 months I guess is pretty lucky.

So a cash ISA, or even a good standard instant acess savings account beats it like a ginger step child all day long, as it's a guarenteed return rather than relying on luck.

 

[FluffySheep]

Nowt on £230 again. That's nothing for 13 months in a row. Glad I've got my main savings in an ISA now

FluffySheep

 

[Gixer]

£225 for me this month.

 

[Slackjaw190]

I think the general consensus on the maths is you can expect about 3.8-4% return on a 50k holding over 12 months. thats with average luck.

If you only have say a 25k holding, then anything above 2.5% over 12 months I guess is pretty lucky.

So a cash ISA, or even a good standard instant acess savings account beats it like a ginger step child all day long, as it's a guarenteed return rather than relying on luck.

With 'average' luck the median return is now 3.45% with £50k

 

[squerble]

Looks like I won £100 from having a single £1 bond in there