Associate
10k sine August last year. Still just 1x £25 in November. 
FluffySheep
FluffySheep
Premium Bonds - If you post to say how much you've won, please also say how much you have invested.
- Thread starter Feek
- Start date
Pretty borderline....premium bonds are what, 3.15% average, with no tax payable. You can get better on savings accounts, but potentially pay tax.
You may get more than 3.15% with PB, you may get less.
Really, it's somewhere you put money when you've exhausted all the tax efficient options you have available and a very low risk appetite....
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Soldato
Something like 999/1000 will be worse off with premium bonds than the headline rate
The 1/1000 could be massively better off. Do you feel lucky, punk?
The 1/1000 could be massively better off. Do you feel lucky, punk?
Soldato
I had £500 in premium bonds for 3 years between 2006 and 2009.
Not a sniff.
I then sacked it off because my employer went bust and having any premium bonds would have affected my JSA claim. When I was back in work, any money I had went into an ISA and will consider locking into a new rate this April going by the current financial climate.
If you like a gamble, I think it's better to play the stock market instead. I don't know my stuff, but I know someone who does and he does quite well out of it. Any big losses he makes e.g. the hung parliament in mid-2010, he'll turn it around in a few months and come out tops again.
Not a sniff.
I then sacked it off because my employer went bust and having any premium bonds would have affected my JSA claim. When I was back in work, any money I had went into an ISA and will consider locking into a new rate this April going by the current financial climate.
If you like a gamble, I think it's better to play the stock market instead. I don't know my stuff, but I know someone who does and he does quite well out of it. Any big losses he makes e.g. the hung parliament in mid-2010, he'll turn it around in a few months and come out tops again.
Government bonds now pay between £80 to £100 a month for 50k investment it's going up as intrest rates rise and it was almost nothing last few years
Soldato
Nothing here this month but I just removed 6.5k to overpay my mortgage. Not expecting any winners for the rest of year either until I build a bigger amount again.
Soldato
£125 on 50K
Soldato
Nothing, again. Think I might cash out then rebuy. Apparently refreshing bonds helps?
Underboss
£425 on 100k. Biggest win so far
50K is maximum amount
1 yours, the other is your other half?
Oh wait there's a joke in there somewhere
Soldato
£200 this month on £40k
Its just random numbers drawn, when you get them will have no bearing at all
No.
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Soldato
We should actively encourage anyone who thinks refreshing will increase their odds to do so.
That month they lose increase our chances
Or after flipping heads 5 times in a row, the next flip is still a 50/50 chance of heads.
That month they lose increase our chances
Or after flipping heads 5 times in a row, the next flip is still a 50/50 chance of heads.
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Soldato
Measly £75 for me - wife nowt. -It's still another £75 into the heating oil account.
Just reminded me about them, I won Zero have a few thousand, going to cash in and rebuy.