What do you consider a dodgy bank? They have FSCS protection and getting a banking licence is not easy.
Premium Bonds - If you post to say how much you've won, please also say how much you have invested.
- Thread starter Feek
- Start date
Soldato
Oh, Sharia and that sort of thing, not the technical dodgy
You do have banks operating in the UK not covered by FSCS though, but the majority you will see are
I didn't get anything, I can only assume there's been some administrative error. I'll look forward to them getting it sorted out in time for the next draw.
Underboss
I usually get an easily 2 to 4 days after it's been drawn
She usually laughs at me.
Soldato
I only got £75 - got a feeling this won't be enough -Took car in for MOT this morning
If it passes then it's £25 into budget account and £50 into oil account.
Worked it out a while back that the return from mid 90's is about 1%
Just logged on to NS&I - What a ball ache -
If it passes then it's £25 into budget account and £50 into oil account.
Worked it out a while back that the return from mid 90's is about 1%
Just logged on to NS&I - What a ball ache -
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Soldato
They have a use. Keeping a cash lump for an extension when planning permission approved. With it being safe, easy to access and the potential to make some interest, it makes sense.
Soldato
Car passed MOT so the winnings will be £25 to budget and £50 to oil budget. Win. Win 
All you people with your little £25 wins, you're going to be pretty miffed when they realise their mistake next month and I get the big one 
Soldato
On average you need £6000 invested or more to consistently win.
https://premiumbondsprizes.com/ gives you a good breakdown on the amounts you enter.
https://premiumbondsprizes.com/ gives you a good breakdown on the amounts you enter.
Consigliere
I have 10k in Premium Bonds. Won 4 x £25 over the past year. I do get excited every time the draw is announced.
Updating myself... I have won 6 times since Feb 2021.
All £25.
Maybe I'll be a millionaire soon. \o/
Soldato
Only £25 for me this month. Might be the last month I win as the cash will soon be pulled out for a house deposit.
Yes they do, though the returns aren't exactly great as far as long-term investments are concerned! Premium bonds at least have the fun aspect of possibly winning a large prize, one thing that would be nice to see them offer would be something similar to the inflation bonds the US government offers to US citizens and residents there, obvs the UK govt issues index-linked gilts but an NS&I savings product aimed at retail customers could be nice to see.
The winning Premium Bonds numbers for August 2022, and how to check if you have won
NS&I has selected another two Premium Bonds holders for the £1m prize in the draw for August 2022 – here’s how to check yours
inews.co.uk
Sadly mine from childhood won the grand amount of sod all but worth checking anyway if you have them
no, only 22 at moment
I reduced when they put an end to my clubcard/avios game
LOL no way? You just bag yourself an extra 1% return on the initial investment?
no, only 22 at moment
I reduced when they put an end to my clubcard/avios game
Did they previously allow you to buy bonds with an amex or something?
They used to. I have a 5 year NS&I bond currently paying CPI Index-linking + 0.01% that rolled forward from an older CPI linked bond. Strangely nothing like that seems to have been available for new investment for a while...