Premium Bonds - If you post to say how much you've won, please also say how much you have invested.

Associate
Joined
28 May 2004
Posts
2,309
Location
Southampton
I'm yet to ever make an overpayment. I'd rather put it into my pension and use the 25pc tax free to pay it off.

Then you get the tax uplift bonus too.
This would be a valid option yes, as long as the market holds before you need to draw on your pot. I've only started putting into a DC pension 3 or so years ago, before that I was in a DB pension. I think I've still enough years to accrue enough in the DC to pay off what is left on my mortgage. In my mind though it's still a gamble with the DC pension being linked to the stock market. I appreciate you can change funds to a safer one but then your pot stands the chance of de-valuing.

Will they still post up the winners of the big prizes on 1st April? being it's a bank holiday.
 
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Caporegime
Joined
13 Jan 2010
Posts
32,546
Location
Llaneirwg
No luck this time

One win in 6 months.
I'll be withdrawing the lot after the next draw.

Now behind the equivalent in interest
 
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