Premium Bonds - If you post to say how much you've won, please also say how much you have invested.

throwaway4372 · 2 Nov 2023 at 16:02

£75 on £50k

FluffySheep · 2 Nov 2023 at 16:51

£50 on £10.1k holding, makes it £225 in 17 months.

FluffySheep

rodders · 2 Nov 2023 at 17:14

£125 for £47.5k

£1675 total this year

slinxy · 2 Nov 2023 at 17:52

When people are refering to years? are you refering to year to date, calandar year or tax year? I normally go by tax year.
The so called interest rate for PB this tax year has been creeping up, so far I've doubled what I've won from last year but I was only in the draw for about 8 months last year.

Mr Badger · 2 Nov 2023 at 18:46

Is anyone having problems logging in to the NS&I website? I've tried a few times but after I enter the one time passcode it keeps taking back to login screen.

throwaway4372 · 2 Nov 2023 at 18:48

Mr Badger said:
Is anyone having problems logging in to the NS&I website? I've tried a few times but after I enter the one time passcode it keeps taking back to login screen.

it always does that on pay day, can't handle the traffic. usually works after a couple of tries.

Mr Badger · 2 Nov 2023 at 19:01

throwaway4372 said:
it always does that on pay day, can't handle the traffic. usually works after a couple of tries.

So it doesn't mean that I've won the big prize?

Bazzards · 2 Nov 2023 at 19:03

This year I have gained £75 on £2,500.

Pigeon_Killer · 2 Nov 2023 at 19:06

£350 from 50k, £1250 for the current tax year, £1675 over the last 12 months.

Nutty667 · 2 Nov 2023 at 19:07

slinxy said:
When people are refering to years? are you refering to year to date, calandar year or tax year? I normally go by tax year.
The so called interest rate for PB this tax year has been creeping up, so far I've doubled what I've won from last year but I was only in the draw for about 8 months last year.

Calendar year. Since its tax free it's just to get an idea of what % you're making.

slinxy · 3 Nov 2023 at 08:43

Nutty667 said:
Calendar year. Since its tax free it's just to get an idea of what % you're making.

but surely you're comparing the % against what you could get from intreast from a savings, isa and stocks and shares which is the fiscal year?

Nutty667 · 3 Nov 2023 at 14:03

slinxy said:
but surely you're comparing the % against what you could get from intreast from a savings, isa and stocks and shares which is the fiscal year?

Not really I just compare against the %.
If I have a grand in savings earning 5%, that's 5% over 12 months. What matters is when you put it in, not the start of the tax year.

I always keep my taxable interest below the 500 quid limit, so I don't have the added faff of having to declare the interest on my tax return and having to pay tax on it.

Mr Badger · 3 Nov 2023 at 15:20

When people are talking about the annual rate of return, shouldn't it be over the last 12 months? Or if you have been invested for less than that then an annualised figure e.g. for 3 months of winnings you would multiply by 12/3 divided by the value of your premium bonds. Obviously gets a bit more complicated for people who are buying and selling bonds during the period in question.

Boge · 3 Nov 2023 at 16:23

After winning £175 and £250 the past 2 draws I only got £50 this month. Better than nowt I suppose.

YTD from January on 30k invested is £1,050 so 3.5%.

Oh Ed not again. · 1 Dec 2023 at 08:17

First eligible draw in 42 years with more than £10 in my account... Aaaaaand....?

Derek W · 1 Dec 2023 at 08:18

randal said:
First eligible draw in 42 years with more than £10 in my account... Aaaaaand....?

You'll find out tomorrow :cry:

Edit
Looking through the list of big winners and someone has 5quid from 1983 and they've won 50k! :eek:

Oh Ed not again. · 1 Dec 2023 at 08:24

Derek W said:
You'll find out tomorrow

Edit
Looking through the list of big winners and someone has 5quid from 1983 and they've won 50k!

Damnit!

I wonder if they even know?

DJMK4 · 1 Dec 2023 at 08:43

Iv had a good streak over the past year. Especially in last 5 months. But last month I only won £50

I feel like December is my month. Million smackaroos coming my way I know it

LeeUK · 1 Dec 2023 at 08:54

How do you know when you've won do they email you?

Yes I can log into the site but cba.

Nutty667 · 1 Dec 2023 at 08:57

LeeUK said:
How do you know when you've won do they email you?

Yes I can log into the site but cba.

They will email if that's how you've set it up. Though the emails don't tend to arrive until a few days after the draw.
Log in online is quickest way to check.