Private healthcare

The healthcare plan has gone again this year to 86 pounds a month... I only have to pay for the tax on it.

I guess I'm kinda luckly, I live in the middle of no where and due to the new government rules about GPs, I don't have an issue seeing a GP as they send me to the BUPA one down the road if they are too busy.

I was in and out of hospital, GPs and clincs a lot last year, I got this massive pain roughly around the same time last year and called for an ambulance. The pain went away before the ambulance came so it got cancelled but after speaking to 112 they booked me in to a walk in clinic, then the GPs.

Turns out that it may have been kidney stones so they sent me for a scan and a load of blood test and discovered a cyst on my kidneys.

Then they sent me for another scan a few weeks later and said my kidneys are ok.... It turns out that 50% of adults over 30 get cysts on their kidneys, 75% once you get to 45 years old. They just happen to scan me at the same time that I had one that was larger than normal but it went away after the second scan, and the all clear letter came the day after boxing day. I've really cut down on the alcohol now just in case not that I've been a heavy drinker since my mid 30s.

All this was done on the NHS, the lads at work was saying "just call the private healthcare company, you're paying for it"... but one of the lads at work is having a load of tests and it seems to be taking just as long as mine with the private healthcare. I guess it's just a postcode lotto.
 
I'll definitely be applying to the works one this year. Had nothing but wait after wait with the NHS. Had an issue that I raised last March, took until sep to get an MRI, then nov to get the results. Been on the waiting list now to see a consultant, so about a year in total and counting. Would have been done in a month using PMI.
 
Whilst I've had a pretty good experience with the NHS for low level issues (dental and small op), plus I work in the NHS - me entering my 40s and friends and family having far worse experiences.....I bit the bullet and got a policy last year. At the prices the OP is paying, I would jump at that!
 
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Private health care is probably one of the most worthy things to spend money on. I'm getting older and remembering listening to all the advice you got in your 20s and 30s, health is probably one of the most important things you can have.

I didn't listen:p
 
PS - Vitality seem decent so far. They have perks like free Prime, cash back, I get a free Itsu every month with steps, free cinema tickets here and there, significant discounts for the likes of Garmin and health checks.

Their app isn't great though but I can live with that.
 
Currently with Medicash for both me and the OH, which is through work and costs me next to nothing each month.
 
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