I was just pointing out earlier in the thread that the only difference between the two is time, you see the consultant, you get the diagnosis and you get the treatment the only difference is the timescale involved
Private healthcare
- Thread starter slinxy
- Start date
Like a hotel room but with no interaction apart from the tv
Someone must have forgot to send out that information to the two private hospitals I have had the pleasure to spend time in their after surgery rooms.
Soldato
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- 2 May 2011
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- Woking
Yeah, loved it!
Nope, that's another far from reality post I've seen in this thread.
Have you actually been to a private hospital, had treatment and spent time in one?
Yes, as I have explained, so have first hand knowledge if you had done some reading
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The hospital was very comfortable but it was like being in a side ward in the NHS shut off from everyone else, fine if you like that sort of thing but I found it boring
The staff have been absolutely lovely each one of the 3 times I've been in on private. They can't do enough for you and check in on you often.
Meanwhile in the NHS, you've got over-stretched, under-resourced staff trying their best who are clearly stressed out and exhausted. At worst you get someone who's disinterested and shouldn't be in the job. Also no idea who you may be possibly sharing a ward with which can be stressful if other patients are disruptive.
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I did, but the utter drivel you are writing made me consider that you may have been confused when adding your reply here.
My stays were fantastic, with great interaction from those there and plenty of banter, with a side order of quality food and drinks.
The one long stay I had to endure some years ago with the NHS took many years of work to forget.
That's fine if you enjoyed your stay I just found it boring, very comfortable but boring. Yes the staff were great
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Mate of mine was in an NHS hospital recently and when I was visiting him it felt pretty chaotic because some of the others on the ward were so disruptive and noisy. The nurses were struggling to keep one guy from falling off the bed every 5 minutes and hurting himself. Another dude was just rude and obnoxious.
Fine if you find that sort of thing entertaining I suppose - I'll stick to boring!
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My workplace offer one also with AXA. Monthly cost options are off the top of my head something like the below:
Self cover = £70
Self and partner = £150
Self and children = £200
Self and family = £250
These are all funded in full by the employer so you just pay tax on them.
i.e. Family cover would mean paying £1200 annually (higher rate tax cost on 12x250=3000 x 0.4)
Family has unlimited numbers of children under 21 I believe.
There's a slight diffence in single room occupancy and a 6 bed occupancy. Yes being in a ward with 5 others some who possibly shouldn't be on that sort of ward can be very off putting to say the least.Mate of mine was in an NHS hospital recently and when I was visiting him it felt pretty chaotic because some of the others on the ward were so disruptive and noisy. The nurses were struggling to keep one guy from falling off the bed every 5 minutes and hurting himself. Another dude was just rude and obnoxious.
Fine if you find that sort of thing entertaining I suppose - I'll stick to boring!
I know you say your employer pays it but ask yourself where does that money comes from?
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most employers want their staff back and working as soon as possible and they would rather pay the extra to ensure that.
I don't think that I would get any additional cash if I opt out anyway and it's considered as part of the totally hiring cost of a member of staff.
I've never needed any hospital stay myself, I'm quite robust now a days... I do get colds/flus very often and sometimes need roids to get over the chest inflection that comes with them but my GP is used to me calling/moaning about it and they normally write a subscription up without needing me to visit, hence why I was considering opting out of it.
I don't know what job you do but you are right if they have private healthcare as part of the package its just there. I was thinking more along the lines of the price they charge other people for what they provide be that services or goods. To pay your health insurance they have to charge someone else extra to balance the books so to speak
I wish I could have proper private medical as per my old place.. Ironically I work for a medical device company and no private medical!
With my old employer, I had full family cover and used it a few times, and when they changed providers that included pre-existing conditions, I was quids in!
- I had my pro-lapse disc sorted, within 2 days of joining the scheme, I had a physio, MRI and then was with the consultant and could have had surgery within a week.. I had 7 years on the NHS pretending it was just normal back pain..
- Mrs had her wisdom teeth out privately
- I had issues following a plane incident that required counselling, I had this great private service that massively helped and they additionally paid for CBT to help get me flying again.
- I had two camera related diagnostics all done within 1 week of initial consultation which was generally within 2 weeks of the GP referring.
- Since the 7 years the NHS didn't sort out the prolapsed disc, the nerve damage never fully healed, so had 3 rounds of physio/acupuncture etc to help and hopefully made it the best it could be.
With my back op, it was very good, full english breakfast, private room and very attentive staff..
I use to pay around £600 for family cover pa (higher rate tax payer), so very happy to have done so, and would love it now..
I do believe from talking to the schemes admin team they let slip a really convoluted setup, from what they said it sounded like the advertised cost to us (that our BIK was supposedly based on) is not what the company pay.. Considering how the same company shafted us on the cycle2work scheme (shockingly pocketing a lot of money themselves from each bike, which just made it only around half what we should be saving) I assumed there is some fiddle they could pull, but considering what I got out of it, I would still pay £950 a year for the same cover I had for the family.
With my old employer, I had full family cover and used it a few times, and when they changed providers that included pre-existing conditions, I was quids in!
- I had my pro-lapse disc sorted, within 2 days of joining the scheme, I had a physio, MRI and then was with the consultant and could have had surgery within a week.. I had 7 years on the NHS pretending it was just normal back pain..
- Mrs had her wisdom teeth out privately
- I had issues following a plane incident that required counselling, I had this great private service that massively helped and they additionally paid for CBT to help get me flying again.
- I had two camera related diagnostics all done within 1 week of initial consultation which was generally within 2 weeks of the GP referring.
- Since the 7 years the NHS didn't sort out the prolapsed disc, the nerve damage never fully healed, so had 3 rounds of physio/acupuncture etc to help and hopefully made it the best it could be.
With my back op, it was very good, full english breakfast, private room and very attentive staff..
I use to pay around £600 for family cover pa (higher rate tax payer), so very happy to have done so, and would love it now..
I do believe from talking to the schemes admin team they let slip a really convoluted setup, from what they said it sounded like the advertised cost to us (that our BIK was supposedly based on) is not what the company pay.. Considering how the same company shafted us on the cycle2work scheme (shockingly pocketing a lot of money themselves from each bike, which just made it only around half what we should be saving) I assumed there is some fiddle they could pull, but considering what I got out of it, I would still pay £950 a year for the same cover I had for the family.
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Yeah, I've seen people at work in their 40s and early 50s say the same, then suddenly, BAM - something goes wrong, or even worse, it's a cancer diagnosis.
You have no idea what will happen in the future. Just saying.
When i looked at it, i remember it being around £80 for a partner and £60 for a child but that had to be physically covered by myself.