Agreed, prime95 and heaven benchmark concurrent is a test I often run.
Same here. I also find FC3 is a good real world test as it's quite cpu dependent and stresses the gpu very well too. It's also more fun than watching a benchmark run.
If your temps are too hot in prime, then your cooler sucks, or your case needs better cooling. End of. There are progs that run hotter than prime, so if it's too hot in prime then you want to keep your eye on those temps.