I had something similar happen about 5 years ago now.
I was sat at the back of a queue of traffic on a slip road off a motorway at some traffic lights.
A girl in a Ford Ka came off the motorway and didn't see all the cars backed up and went into me.
She must have been doing 50/60, swerved at the last minute so instead of going flat into my rear she came across the drivers side rear corner and took out the whole rear 3/4 on that side. There was nothing left, just a big hole where the wheel and body should have been
She then bounced off across another 2 lanes (was a 3 lane slip road), luckily no other cars right next to me, then up a grass verge almost rolling over.
Thankfully neither of us were badly hurt, I had a bit of lower back trouble after but only minor and cleared up after a few months.
Her insurer (Tesco) handled everything for me.
Depends on your insurer though, I had 2 non fault accidents on my record a few years ago and some insurers would charge me more because of this, some didn't.
Privilege for instance charged me the same regardless of the non fault claims, whereas the Elephant group of insurers loaded the premium with an extra £100 or so.
I was sat at the back of a queue of traffic on a slip road off a motorway at some traffic lights.
A girl in a Ford Ka came off the motorway and didn't see all the cars backed up and went into me.
She must have been doing 50/60, swerved at the last minute so instead of going flat into my rear she came across the drivers side rear corner and took out the whole rear 3/4 on that side. There was nothing left, just a big hole where the wheel and body should have been
She then bounced off across another 2 lanes (was a 3 lane slip road), luckily no other cars right next to me, then up a grass verge almost rolling over.
Thankfully neither of us were badly hurt, I had a bit of lower back trouble after but only minor and cleared up after a few months.
Her insurer (Tesco) handled everything for me.
Really ?
So when you get a quote for insurance these days and they ask you if you have had an accident in the last 3 years regardless of fault you say no ? Because if so your being a naughty boyMy insurance has gone up by between 100 - 200 pounds a year for the last 3 years because of a lorry tyre that hit my windscreen whilst i was driving down the motorway
A completely non fault accident which was paid for by the other party’s insurance BUT apparently I’m now at a higher risk of having another accident
Depends on your insurer though, I had 2 non fault accidents on my record a few years ago and some insurers would charge me more because of this, some didn't.
Privilege for instance charged me the same regardless of the non fault claims, whereas the Elephant group of insurers loaded the premium with an extra £100 or so.
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