Rear ended :(

[TW]Fox;16787785 said:
I'm not sure I understand what the money is going to do for you. Will it make the ibruprofen work any better? Will it make the pain go away?

If it causes you loss of earnings then I completely agree, you should be paid the earnings lost without a doubt. But beyond that? Sometimes life hurts.

You don't get 'compensation' for having your car damaged, so why should you get 'compensation' for being caused a bit of pain that doesn't stop you working?

I honestly think we need to sort this sort of rubbish out. If you suffer 'whiplash' the third party insurer should pay for private medical treatment for you, and your loss of earnings, and not a penny more.

However much you care to admit it I bet the cash signs started flashing in your mind the second you felt the first twinge.


But this is the attitude the court takes: it's not like they award punitive damages for compensation claims, they're compensatory—that is, to compensate for actual losses. The whole purpose is to put you in the position you were in before the damage took place, so if you've not suffered any loss of earnings or any serious injury then you won't get substantial damages.
 
Helphire is the way forward here, will make your life easier for now :)

oh, if you are suffering, claim. Simple.
 
Don't be an idiot, whilst you may disagree with people on here, varying opinions are necesary, if you think what hes saying is wrong stand and bang and force him to back it up, simply telling someone to keep quiet because you don't want to hear it is pathetic.


Jeez, OCuK at its best, completely missing the point :rolleyes:

If you've got usefull info then say it, if it might help then say it, posting to tell someone you dont think that claiming for whiplash is right and they should just man up and get on with it is poinless. Look at Fox's first post and tell me how it heps the OP.

I shall now retire and let you children bicker amongst yourselves, keep it clean and no blows below the belt.
 
Jeez, OCuK at its best, completely missing the point :rolleyes:

If you've got usefull info then say it, if it might help then say it, posting to tell someone you dont think that claiming for whiplash is right and they should just man up and get on with it is poinless. Look at Fox's first post and tell me how it heps the OP.

I shall now retire and let you children bicker amongst yourselves, keep it clean and no blows below the belt.

It's an opinion, the OP might be converted to that line of thinking, who are you to say its not helped the OP, its at least presented that view point and done in an articulate and sensible fashion. It's one I completely disagree with myself but I would never argue he should not post it, just as im sure Fox would never simply tell me im trolling when I criticise BMW "sport" models.... oh wait.
 
Look at Fox's first post and tell me how it heps the OP.

This is a discussion forum not a free legal advice forum. We discuss things - not all posts help the OP, but more often than not in the course of the discussion the OP receives the advice or answers he is seeking.
 
No, but money would compensate my suffering - that is the whole point, and also why they call it compensation.

It's "compensation" only in name. No amount of money could compensate for a debilitating injury that could last the rest of your life. Likewise, how does money "compensate" (i.e. offset, balance out) for a slightly achey neck for a few weeks? May be a fat wallet has some kind of pain relieving effect hitherto unknown to science.
 
[TW]Fox;16787630 said:
Of course you will, good how you know this before you know if you've got anything more than just a bit of ache and before you've suffered a penny of loss of earnings for 'injury'. First thing everyone thinks of these days is personal injury. Money wont make the ache go away.

It's about time the whole thing was stopped unless you receive a life changing injury IMHO, crappy whippy compo claims cost insurers an obscene amount of money.

You were rear ended, it'll hurt for a few weeks perhaps, unless you've been seriously injured just man up.

Have to say I'm completely with you. Everytime I see someone claiming compensation for a small dink, I grimace a little - If I ended up in a shunt that wasn't my fault, and was injured - say I banged my head, got cut up a bit in a non-life changing way, or had a knackered neck for a week or two, I'd just shrug it off and get on with it! People are such wusses these days! Obviously I would want the car sorting, but that's a given.

OT, none of this is directed at the OP in particular, I'm just conferring with Fox :p
 
My mate got rear ended by some girl and him and 3 mates all claimed got about £1500 each and their was nothing wrong with them, one of them even went for physio to boost his claim.
 
Then it is for medics / physio to prove there is no lasting damage that needs compensation.

Blame the medics and insurance companies for paying out fraudulent claims.
 
My ST got rear ended the other month, I phoned my insurance company (admiral) they passed me on to Albany assistance, who sorted my car repairs out, my hire car and passed my details onto the legal company for mine and my gf's compensation claim. I got a phone call off of their Insurance asking if I wanted to sort it directly with them, but I declined.
 
Then it is for medics / physio to prove there is no lasting damage that needs compensation.

Blame the medics and insurance companies for paying out fraudulent claims.

The problem with 'whiplash' is it isn't easy to prove it exists. All you really have to go on is the persons word. I could walk into A&E now, claim I've just had an accident and I have whiplash, and they couldnt prove I didnt!
 
Pointless discussion tbh...MikeHiow is just going to put the claim in anyway. As everyone and his dog will be telling him, "why not?! It's a bit of easy cash." Either way he could tell us he did or he didn't. The world will keep turning, my insurance will go up next year, but there is nothing I can do about it.

I concur with Fox the claiming of compensation should be limited to individuals who have lost earnings as a result.
 
But you can prove that it is affecting you, which is the point. At the moment you just say you have it and you get money, you should have to prove that it causes you a problem and be seen to be doing something about it, before any payments.

Significant whiplash would leave muscular damage that can be seen
 
Then it is for medics / physio to prove there is no lasting damage that needs compensation.

Blame the medics and insurance companies for paying out fraudulent claims.

The problem is it's almost impossible to prove it's not there. I'd happily get rid of the no win no fee type claims which would massively reduce the number of speculative claims and reduce everyones insurance.
 
Pointless discussion tbh...MikeHiow is just going to put the claim in anyway. As everyone and his dog will be telling him, "why not?! It's a bit of easy cash." Either way he could tell us he did or he didn't. The world will keep turning, my insurance will go up next year, but there is nothing I can do about it.

I concur with Fox the claiming of compensation should be limited to individuals who have lost earnings as a result.



So you have an accident and lose a leg, as you work in an office at a desk you don't need to stop working other than for when in hospital.
Should you only be paid compensation for loss of earnings or should yo get more as quality of life has degraded?
 
It's just the whole fact its the first thing everyone thinks of that just winds me up. Within hours of the accident happening, before he had any idea how it would affect him in the future, he's already on about 'whippy compo' :(
 
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