1) British Cycling silver membership
www.britishcycling.org.uk
This includes £10 million liability insurance (including cover whilst racing), a provisional racing licence which is sufficient for most local races, discounts and other perks.
2) Cyclist's Touring Club
This includes £10 million liability insurance (including cover whilst taking part in time trials and touring competitions), other discounts and perks.
3) Cycle Guard
This includes £1 million liability insurance (including cover whilst racing). Liability can be extended to £2 Million (£33/year) or £5 million (£55/year).
4) Triathlon Scotland
This includes public liability insurance, a race licence (for triathlon Scotland events) and some discounts.