Simple (hopefully) Excel formula required - Budget Spreadsheet

Yep like you say just depends - all I ultimately need mine to show me is that I spend less that I have coming in. If it doesn't balance then I can maybe identify areas to cut back on, or conversely if I'm running too much of a surplus then can increase monthly payments into a savings account.

True although as long as you're winning not sure how much it matters :)
 
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