Speeding course or fine?

bitslice

bitslice

bitslice

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Joined
18 May 2006
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Which works out better?

£60 and three points.
Or
£80 course fee, no points, day off from work.

I reckon three points isn't going to add anything to my insurance (over 40) and I'll be saving £20, I'm self employed and could probably work around a day off although it would be pretty awkward.

Thought I'd chuck it out there for comment.


Also, not really bothered about being a child killer and spawn of Satan, the village busybodies decided they were bored watching Auction TV and wanted to annoy people who pay taxes, so they whined about teenage hoodies speeding outside the village and I got caught. Having spent hours on the motorway in the dark I was too tired to spot the camera van in time, and they picked a spot where doing over 30 is pretty much expected. Meh, old people need to die faster.
 
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You say it won't add anything to your insurance but what if you get another 3 points?

Use your noggin. Take the course.
 
take the course.

3 points may increase your insurance premium for the 5? years and as West said you may get others and then not have the option of a course.
 
I'd always take the course - you never know what might happen in the next few years so it could be the difference between losing and keeping your licence. Some people even say the courses are quite useful, so you might learn something.
 
~Divine~Wind~ said:
This unfortunatley :(
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Really don't see how it will. There is no central registry of "people who have done the course".
Nobody can just go and find out if you've taken one or not.
So when asked, personally (if I'd ever taken one) I'd just say I hadn't. No way for them to prove I had. In the case of an accident, still no proof to say I had.

Moot point for me.....never had a single point on my license since I got it 20 years ago, but certainly my way of thinking.
 
stoofa said:
Really don't see how it will. There is no central registry of "people who have done the course".
Nobody can just go and find out if you've taken one or not.
So when asked, personally (if I'd ever taken one) I'd just say I hadn't. No way for them to prove I had. In the case of an accident, still no proof to say I had.

Moot point for me.....never had a single point on my license since I got it 20 years ago, but certainly my way of thinking.
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This. I wouldn't tell my insurance company tbh. There is no legal requirement to tell them is there?
 
There is no legal requirement to inform anyone that you took the course, the only implication is that you can't take it again if you get caught with the same offense within 3 years.

Source? I had a friend who took the course ;) and someone asked if they needed to inform anyone.
 
If the insurance company asks specifically if you've attended the course when quoting, then you 'have' to say, if you don't say then you've committed fraud surely?

There's a discussion in the other thread as to whether it counts as a conviction, but if they specifically ask about the courses then that doesn't matter.

And there is a central databases for the courses now I believe, so that the different constabularies can check whether you're eligible or not, as yet the insurance companies don't have access but that's just time/money...
 
SKILL said:
And there is a central databases for the courses now I believe, so that the different constabularies can check whether you're eligible or not, as yet the insurance companies don't have access but that's just time/money...
Click to expand...



I dont think that will happen, after watching the feature on BBC about insurance companys asking if you have been on the course and increasing your insurance if you have, the police are clearly against this as they believe the course has a positive effect on offenders.

They dont want to take away the incentive to go on the course now do they ;)
 
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