Soldato
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What's the minimum you can get in london (plus not living with parents?)
Student Loan
- Thread starter badgermonkey
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therandom said:Are parents who choose to work with charities or with the NHS because they want to help people unsuccessful because their wage is (usually) low?
I cba to wait for your reply - the answer is no
Is that mentioned on the form?
How about they add that then instead of basically saying "HEY GUYS IF YOUR PARENTS CANT BE ARSED, HAVE SOME CASH ON US!"
Which is the way I see it.
Obviously I can't knock NHS people but it would be simple to integrate that into the loan form...
:/
goldilocks said:
I don't get anything from my parents. They can afford to give me money but they only would if I got into difficulty.
I work hard in order to supliment a STUDENT lifestyle. The loan is designed to be used for food, books and a social life. People who go to university and do nothing but study are missing out on half of student life. University is about learning about both life as much as learning a subject.
Anyway I still have to pay that loan back.
EDIT: I'm currently £1000 down into my overdraft, hardly the richest boy in town.
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A5H said:
woah, ash, calm down - i think you are treading very close to being very offensive
as you said yourself in this thread, the form is massive - if it went into every detail it would be impossible to fill in
no, obviously you can't knock 'NHS people' - because that would be an utterly ridiculous thing to do
i don't understand what you are upset at?
every student is in the same situation as you
you've even said you're not sure if you want/need a loan
if the loan isn't enough - get a job
isn't that simple enough?
goldilocks said:
No I'm saying my loan amount will be less than peoples whos parents happen to learn less than mine. I fail to understand why that should affect me in any way.
I already have a job. It just irritates me that some people don't need one because the state funds them anyway.
But the form could say 'charity/nhs worker? Go to section X' and there'd still be the same amount to fill in for me.
I don't mean to be offensive it just really annoys me when I see people at college driving in their brand new puntos when they allegedly need the money to 'survive'. How exactly is a car a neccesity? I don't have one so why should they be funded by the govt for it?
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A5H said:
your parents income has 'affected' you your whole life
the house you live in, the lifestyle you are used to etc etc
why should that change when you become a student? when they are still your legal guardians
i'm not saying that ANYONE no matter what their background deserves the 'extra' money to buy a new car, or get lashed everynight - when the money isn't there for that purpose
and loans aren't government funding?! (i know EMA is)
everything these 'low income family students' are recieving in extra loan - they will be paying back
goldilocks said:
Are you sure?
The way I had it explained is the low income folk basically get money for nothing? And that was by the uni themselves
I live in my house with my rents yeah, but once I go away I'm removed from them and so won't continue to have the lifestyle. So I think I should get the same opportunity as everyone else.
I'm not rich, so please don't think I'm being snobby. I buy all my own stuff with my own money from my job...
goldilocks said:
The only people that don't deserve a loan are the ones that quit uni. Anyone that makes it through, no matter what they spend the money on, has used the money as it was intended.
Like you said, it isn't funding, it's an investment. In reality they eventually get the money back and the UK get another quailfied worker who in turn helps increase national revenue.
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Superdude said:
and how about people who qualify with degrees that they never use?
or graduates who have to go into relatively unskilled jobs - because the market is flooded with 'degree students'
in what way does that help our economy?
IIRC from the news this morning the average 18-24 year old owes £18k
our national debt is spiralling - and that's since the university 'boom'
but i guess that's beside the point
imo, and thats all it is, i just think that people shouldn't complain about the amount of the loan, and the way it is calculated - because surely it is more important to get low income students into uni, than give the ones who can afford it, the money for that extra pint.
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A5H said:
Nah the fees are payed seperately dont worry
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A5H said:No I'm saying my loan amount will be less than peoples whos parents happen to learn less than mine. I fail to understand why that should affect me in any way.
I already have a job. It just irritates me that some people don't need one because the state funds them anyway.
But the form could say 'charity/nhs worker? Go to section X' and there'd still be the same amount to fill in for me.
I don't mean to be offensive it just really annoys me when I see people at college driving in their brand new puntos when they allegedly need the money to 'survive'. How exactly is a car a neccesity? I don't have one so why should they be funded by the govt for it?
To a par i agree with you. I have friends whos parents earn half mine, but they get a lot more payed for them BY their parents, so they dont neccessarily need a job etc.
It is not worked out fairly, as my parents mightearn a lot, but aren't giving me any money, my friend's parents earn less, are contributing a fair bit, and he's getting a lot more off the government than me. So according to this, the government just ASSUME i'm getting money from my parents?
It should be a standard rate accross everybody, simple as.
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badgermonkey said:
So why not go on 'parental contribution' rather than giving everyone the same?
If we gave everyone the same there would just be posts on here saying - 'why does the guy who's parents give him £3k a week get the same student loan as me?!'
A5H said:Are you sure?
The way I had it explained is the low income folk basically get money for nothing? And that was by the uni themselves
Low income folk can get a Maintenance Grant of upto £2700 from the government that they don't have to pay back although they subtract anything over £1200 from the loan entitlement so you can't get as big a loan.
goldilocks said:
Like I said earlier. I pay for everything at uni.
I started with no savings. I got a simple job to pay for my accomodation. Everything else was payed for using my loan.
Anyone who says you can't get by at uni using the basic loan just need to put a bit more effort in.
Sure I'm using my overdraft but thats what it is there for.
EDIT: an I have an awsome social life with plenty of free time
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goldilocks said:
If you went on parental contribution everyone would just say "im not giving my kids anything".
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badgermonkey said:
because everyones parents at the moment says 'i earn nothing' - yeah, i'm sure
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goldilocks said:
No, but you suggested going by parental contribution. Just because your parents earn doesn't mean that they will contribute. You're suggestion works on the basis of parents saying i will donate this much to my child per year, they will know that their kid will get more if they say they aren't donating anything though.