Students

I had a little H reg 1.1lx Fiesta whilst I was at uni for the first two years, and didn't do too many miles in it. It broke a driveshaft once, which cost about £70 all in to get fixed (scrappy driveshaft for £20 and an hour's labour). That was all that went wrong with it, so I just needed to fill it up with petrol every now and then.

I only qualified for the minimum student loan of about £850 a term back then, so was lucky to be in a position where my parents were able to help me out to the tune of a couple of hundred a month to keep me ticking over.

I swapped cars for my third year, and started having sax lessons 50 miles away with a new teacher, at the same time as swapping to my 2 litre cavalier, and ended up doing 25,000 miles that year. Which is where my huge overdraft came in handy, and I'm still paying it back now.

Moral of the story - cheap car at uni. 1 litre Polo or cheapo Fiesta. Don't drive it so hard that it breaks all the time, and it doesn't cost anything to fix, and you won't go skint!
 
I am a full time student at university i live at home so i use my car for my 80 mile round tip up there everyday my student loan pays for the cars petrol, insurance tax servicing although i could easily afford to pay it myself with my monthly wage i probably could afford to run a car considerably less econonmical than my current ;) i just cant afford the initial cost of the car outright just yet maybe in 6 - 12 months who knows

thedazman
 
I work weekends, pay for my own fuel* which usually mostly gets used to go to work and back, my dad has paid for tax, insurance and maintainance :) for this year (next year insurance will hopefully be chaper due to me being older, being a driver for longer and hopefully having one years NCB).

I'm also getting my train fair to college paid for by him (it works out about the same as fuel and parking is not good at the college)

I'm annoyed about EMA, I believe I have a genuine reason to claim it (traveling costs are not insignificant) but I can't because the family income is over the threshold, now I'm lukily that my dad is actually paying for it, but I think its wrong of the EMA scheme people to just assume that that would be the case, for all they know he might be even more tight fisted than he actually is.

*means I drive in a way to maximize MPG :p , keep meaning to replace the air filter as well... must be due for it :o
 
You get your road tax, insurance, maintenance and train fare paid for you and you're whinging because they dont give you EMA? lol.
 
Well when I goto Uni I will have a full time job in the holidays. Then no job whilst accually at Uni. That way I still get money and not have to work whilst at Uni.
 
saitrix said:
Well when I goto Uni I will have a full time job in the holidays. Then no job whilst accually at Uni. That way I still get money and not have to work whilst at Uni.
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Good luck with that.
 
[TW]Fox said:
Good luck with that.
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Thanks. :) Parents paying for all accomodation plus an £80 allowance a month from them. Then don't forget the new way of paying tuition fees, you dont have to pay them until you finish uni. I also get £3400 a year via student loan.

So now that shows I have all my student to spend on living costs whilst at my catered halls. I only have to get food at the weekends so that cost is gone.

Insurance next year on the Focus is £778, fuel won't be much due to the low milage (4-5000 miles).

Then if i do 4 months full time work (which I know I can get easy) then I will earn ~£4000. I think that will do me. :) Plus I have over £5k in saving just sitting about if I need it.
 
Kappa said:
Yep, you need a VERY generous and flexible employer for this to happen.
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Which I have, my manager has told me that I can do this with no problems. You see they have someone from another store coming to Loughborough Uni so wants a job at term time. So when they go home for holidays I take their place at Loughborough store.
 
I know quite a few people who work non-stop through summer holidays then don't at all during term-time.

Most of them have cars.
 
Oblivious said:
I know quite a few people who work non-stop through summer holidays then don't at all during term-time.

Most of them have cars.
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But you are not a student, so you don't spend all your time with students?

It's pretty much impossible to run a car, pay for insurance, pay for petrol, pay your rent, pay your tuition fees, pay for food, pay for going out etc etc without a part time job whilst at Uni.

Anyone who says they can do it either has their parents pay for some stuff, has the government give them a grant or pay their fees for them, or is being economical with the truth.

Probably the only way you could manage it would be to live at home. Almost all students who fund themselves through Uni, even WITHOUT a car, find themselves financially up against it especially towards the end of the year.
 
probably going to get shouted at for both of these but

my parents pay for my insurance (named driver) and my fuel as well as living costs (food / electricity / water / rileys) but my student loan pays for the accomodation and my tuition fees

the car is mine, bought with money i have saved from working for John Lewis for 2 and a half years before i started uni (while i did AS levels and then 2 years at college)

from what i've seen some of the people who have term time jobs have their grades suffer because of it, one guy who i'd consider much cleverer than i failed more than a couple of modules in the first year when i passed them all... his reasoning is that hes in Tesco's pretty much every night from 6-10 and weekends 9-5 gives him no time to study... but at least it pays for some of his degree :rolleyes:
 
[TW]Fox said:
But you are not a student, so you don't spend all your time with students?

It's pretty much impossible to run a car, pay for insurance, pay for petrol, pay your rent, pay your tuition fees, pay for food, pay for going out etc etc without a part time job whilst at Uni.

Anyone who says they can do it either has their parents pay for some stuff, has the government give them a grant or pay their fees for them, or is being economical with the truth.

Probably the only way you could manage it would be to live at home. Almost all students who fund themselves through Uni, even WITHOUT a car, find themselves financially up against it especially towards the end of the year.
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I've actually lived with students? You don't.

I lived in Sheffield with some students last year. A vast majority of my social group are uni students. I was at university for a year too.

Granted some of them have parents that pay their tuition fees so it makes it a little easier for them. However I do know people who have worked non-stop through the holidays to be able to afford/run a car. It can be done, I've seen it with my own eyes.
 
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