Thanks for that sensible answer. I am going to see what the other party wants to do first as she says she's getting a quote from a body repair shop today and will contact me later on or tommorow. IF she wants to go through with body repair work does that mean she would expect me to pay for the damage or would she out of her own pocket?
Sunlight made me crash this morn!
- Thread starter smr
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Thanks for that sensible answer. I am going to see what the other party wants to do first as she says she's getting a quote from a body repair shop today and will contact me later on or tommorow. IF she wants to go through with body repair work does that mean she would expect me to pay for the damage or would she out of her own pocket?
The address shouldn't be a big deal in this case. Personally, I'd just pay for the whole thing out of my pocket, it's only a minor bump and it'll wind up being a lot cheaper than claiming on insurance.
And what is this sunlight thing you speak of? Sounds very dangerous tbh, it's a good job we don't get any of that nonsense up north
And what is this sunlight thing you speak of? Sounds very dangerous tbh, it's a good job we don't get any of that nonsense up north
I don't think there's anything to stop you getting a quote from somewhere else if the one she comes back with is unreasonable in your eyes. However, if you find somewhere cheaper - she's completely free to insist on her preferred repair garage.
It's either that or your insurance.
I don't think there's anything to stop you getting a quote from somewhere else if the one she comes back with is unreasonable in your eyes. However, if you find somewhere cheaper - she's completely free to insist on her preferred repair garage.
It's either that or your insurance.
Well in that case I am best going through my insurance as my excess is very low anyway (max £200) and the cost to repair both mine and her car is going to be way more than that. If it means losing a NCB then so be it, I can't afford to pay £500-700 on getting both cars repaired.
Hmmm, thinkin about this further and if it went to insurance I'm not so sure if I would be to blame entirely.... her car was parked close to a junction at the end of the close, on a corner... I can show you a map of where her car was parked and you can tell me if she was parked dangerously I guess...
Believe me, it will not go in your favour. You've more or less admitted liability at the scene too.
Saving £6-700 now could cost you more with insurance over time. It might not be so much, but if you have another accident down the line where you can't circumvent insurance then you're going to end up inot a vicious circle. I lost my no claims due a silly accident of similar nature and I cannot get insurace less than 1k and I'm 24 with nothing to declare and 3 years no claims
Believe me, it will not go in your favour. You've more or less admitted liability at the scene too.
Saving £6-700 now could cost you more with insurance over time. It might not be so much, but if you have another accident down the line where you can't circumvent insurance then you're going to end up inot a vicious circle. I lost my no claims due a silly accident of similar nature and I cannot get insurace less than 1k and I'm 24 with nothing to declare and 3 years no claims
ok, well i just spent some professional skills in paint anyway so you can have a nose at the pic anyway
This is what realy grinds my gears. You punt a parked car because you can't see where you are going and now its "Hmmm, thinkin about this further and if it went to insurance I'm not so sure if I would be to blame entirely...."
How can it not be your fault. If you really are that blinded by the sun then the one in the middle brings the car to a stop
Also its a bit daft not having the car insured at your address. Personaly if she is happy to deal with it privately then pay her the money and count yourself lucky.
Once nearly did something similar. I was following PMKeates who, if you don't know. Drives a bright golden coloured BMW. We came off the motorway and went round a roundabout and the sun was right in my eyes, he then turned left onto a petrol station and as the car moved the reflection went across his car and blazed into my eyes - can't believe I didn't somehow drive into him
Once nearly did something similar. I was following PMKeates who, if you don't know. Drives a bright golden coloured BMW. We came off the motorway and went round a roundabout and the sun was right in my eyes, he then turned left onto a petrol station and as the car moved the reflection went across his car and blazed into my eyes - can't believe I didn't somehow drive into him
that must be the one time you've driven and NOT crashed
You punt a parked car because you can't see where you are going and now its "Hmmm, thinkin about this further and if it went to insurance I'm not so sure if I would be to blame entirely...."
How can it not be your fault. If you really are that blinded by the sun then the one in the middle brings the car to a stop
This.
Deal with it - pay her or go through insurance, your choice - and wear sunglasses next time.
Soldato
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This evening I was waiting to pull out of a main road and I could not see ANYTHING to my right, at all. Not the road, cars, anything at all. I could vaguely see that *something* was moving, held up my hand to shade my eyes and I could just about see a massive coach that had slowed and stopped to let me out! Literally couldn't see it without my hand shading my eyes.
This was with a dark visor on as well, I couldn't believe it. Sun was really really low, but I've never had it that bad, ever. A bus!
This was with a dark visor on as well, I couldn't believe it. Sun was really really low, but I've never had it that bad, ever. A bus!
Because I seem to remember from my theory test days ( going back about 7 years though ) that you can't park a car x amount of feet away from a junction in the road. Probably doesn't apply here though...
People aren't supposed to stand in the middle of the road either, but if a person was, and you just drove into them, that would be your fault. It's a stationary object, you are moving, the onus is on you to avoid it!
So if someone is standing on the middle lane of the M1 the onus is on all the drivers to avoid him/her?
Yes, they must provide the minimum legal cover in the case of an accident, and yes if there is someone on the ball and notices the addresses don't match up they may try to claim costs back for any money they pay out.
So if someone is standing on the middle lane of the M1 the onus is on all the drivers to avoid him/her?
Of coarse it is.