Sunlight made me crash this morn!

I cant believe you suggested that she might want to pay for repairs out of her own pocket! Im sure you'd happily be hundreds of quid out of pocket should someone ever crash into your car :confused:.
 
If you're going to defraud your insurers, you may as well go the whole hog and not bother insuring at all - you're paying for something that won't pay you back if you need it to.

Do it properly next time (insure that is, not crash :D )
 
The_Abyss said:
If you're going to defraud your insurers, you may as well go the whole hog and not bother insuring at all - you're paying for something that won't pay you back if you need it to.

Do it properly next time (insure that is, not crash :D )
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I've rang them this morning and they didn't ask any questions about my address, I think they only really care about that if the car was stolen from a different address or damaged (fire etc.) so all they need to know is that I was seeing my girlfriend at her address and that's that. Not exactly improper, as it happens I am moving out in October anyway so I will be telling them my new address then...
 
So she's going through her insurance because it's going to have to be a new bumper for her car, she rang up and told me this morning and I basically said fair enough.

Apparantly it would cost over a grand to get her bumper replaced, whereas my lowly mk3 mondeo it would cost just £100 for a primed and colour coded painted new bumper :D

My insurance details state:

"we may use warranted replacement parts which are not supplied by the manufacturer of the car. if suitable replacement parts are not available we will pay the manufacturer's last list price."

So basically if they can they will fit it with any old crap bumper? Nice. Least I know what I am paying £40 a month for eh? :p
 
I just got off the phone to my insurance company. The lady I spoke to said that it would cost me £200 to have the bumper replaced but it wouldn't be with the manufacturer's standard as the car is over 3 years old.

They'd send me a courtesy car as I'm fully comp and that would be that. One of my mates has told me not to go with insurance garages and told me to insist on getting Ford to do the job. Is this really worth it? I could take the car to Ford and ask them to fax an estimate through to my insurance company but the lady told me that even Ford may not use a brand new manufacturer's bumper.

What do you think I should do please?
 
smr said:
Hmmm, thinkin about this further and if it went to insurance I'm not so sure if I would be to blame entirely.... her car was parked close to a junction at the end of the close, on a corner... I can show you a map of where her car was parked and you can tell me if she was parked dangerously I guess...
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LOL so you want to blame the other party for the accident even though her car was parked up:confused: Are you american?:D

Take it on the chin to be honest if you was THAT blinded by the sun, you really shouldnt have been moving! 100% your at fault
 
happy_2008 said:
LOL so you want to blame the other party for the accident even though her car was parked up:confused: Are you american?:D

Take it on the chin to be honest if you was THAT blinded by the sun, you really shouldnt have been moving! 100% your at fault
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I was only wondering because she was parked so god damn close to a junction, like 2 metres away. For God's sake can you just drop it now ? And when I drove out of the close I didn't drive in a straight line from my drive to the junction and believe it or not there is only one Sun.

Therefore, I was blinded at precisely the moment that the front of my car was facing the direction of her car. Ergo, it would have been quite hard to stop.

I don't care what you think, my girlfriend says I am getting really hard done by and it's not fair but that's just the way it goes.

p.s 100% Clap Clap - I've already taken the blame and I at no point said I was to blame, I was merely pointing out that I didn't feel as though I was entirely to blame because the stupid woman parked in such a stupid place.
 
Anyway, moving on from all the sheep in this thread so happy to jump on the bandwagon of OMG SUNGLASSES ROFLFOZLZ OMGZ HOW WAS ITNOTURFAULT!!111 I have had some good news at least.

The woman from my insurance was insistent that I wouldn't be able to get Ford to repair the car and put a manufacturer's bumper and not some 3rd party bumper on my car so I did no more than took my car to Ford, then the accident repairs guy rang my insurance and in about 20 seconds he put the phone down and said "there you go, done..."

So now my car is getting fixed at ford instead of a shabby insurer's garage :)

Premium will go up but I'm gonna join the Mondeo Owners insurance discount club and see if that will bring it down a bit.
 
Those pesky invisible black Astras. Seriously though, I get blinded nearly every day we have sunshine here but not once have I ever managed to not see a car in front of me, especially a black one, in broad daylight, it wouldn't exactly be inconspicuous.
 
PardonTheWait said:
This evening I was waiting to pull out of a main road and I could not see ANYTHING to my right, at all. Not the road, cars, anything at all. I could vaguely see that *something* was moving, held up my hand to shade my eyes and I could just about see a massive coach that had slowed and stopped to let me out! Literally couldn't see it without my hand shading my eyes.

This was with a dark visor on as well, I couldn't believe it. Sun was really really low, but I've never had it that bad, ever. A bus!
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This is why (most? all?) cars have sun visors that unclip and swivel to cover the driver's window :p

edit: unless that's what you meant by a "dark visor"
 
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Cuchulain said:
not once have I ever managed to not see a car in front of me, especially a black one, in broad daylight, it wouldn't exactly be inconspicuous.
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Well it would if it was covered in snow :D and maybe the sunshine around here is better than how you get it. (more intensity :))
 
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