Ball cocks - it possibly makes it easier but that doesn't lead to instant happiness.
I am nowhere near rich, I can pay my bills but I don't have a lot of cash at the end of the month but to be honest I couldn't give a monkies and I am not kidding myself.
Yes, if I was always in debt that might dent the happiness factor but as I start the month with nothing and end with nothing, I am still happy and my family doesn't go without.
As for the other person who said he doesn't know anyone who enjoys their job has struck out for me as well. I have worked in the same place for 18 years and have different jobs in those 18 years.
I didn't enjoy it that much, but the latest job I have there is the dogs hairy bits and I think I may be in this one for a while.
If you think your job is chuff you just haven't found the right one