Yup it's crazy down south.
But what if the lender devalues the property when they do a valuation?
This happened to us and we simply went back to the EA and renegotiated by almost splitting the difference between the mortgage valuation and our offer.
You gotta match it from your own funds or renegotiate the price. Problem these days is there’s a lot of cash buyers which always get in the way.
Yup thats what i have reseached on. Need to renegotiate the offer price, cough up the extra funds ourself with a lower LTV or a combination of both
No word of a lie, a typo meant that we saved £2,700 on our offer. The EA mixed up 2 digits in our final offer (which was basically our absolute max budget). We got the memorandum of sale (basically the invoice for the house, at the very beginning) and I had to call to confirm the wrong figure. She said that was the figure she had communicated and the vendors were happy, so let's not tell anyone.
No seconds thoughts - just sometimes we have "more money than sense". I'm definitely not turned off by work at all - I'll do all the work myself, just like this house. Just needed a bit of sense spoken to me. Thanks!
I had zero second thoughts till your final paragraph lol! But yeah it will be a dusty mess. Lathe and plaster ceiling, floor mounted boiler, all sorts.
To some degree, I'd feel more confident with a 100 year old roof than a 5 year old roof. I.e. If it was going to go it would have done so by now.
Fair - I guess the point is that, in 100 years - no-one has maintained the roof at all. And now muggins here, paying top dollar, is on the hook to re-tile. I mean, it doesn't even have felt beneath the tiles (from what I can tell).
I believe felt and now membranes these days under the tiles is only for temporary waterproofing while the roof is built.
If it helps at all our roof was red flagged by the surveyor on this house we bought last year (almost to the week). In the end although we got the house for just under asking price, it was during 2021 with the end of the stamp duty holiday looming so we really felt that we couldn't push them. There were certainly buyers queuing up behind us. We knew we were doing the loft asap so redoing the roof wasn't a big deal, just an extra expense. I think we are paying £4,500 on top of the loft quote. It was the same on a few of our other quotes for the loft - as a separate line item, and that has included complete re-battening, re-leading, insulation, new tiles etc.
It was flippin' freezing in winter though but that was a combination of other terrible original/single glazed back windows, no insulation and terrible roof on the rear kitchen side return, and front bay window area. So I guess I'd check out those parts as well if you have them. And anywhere else that might be poorly insulated. We only have single brick walls in the kitchen at the back and the cupboards there rarely got above 10c in winter even when we'd had the heating on 
I think our solicitor had a similar portal but in their email signature it clearly says "PLEASE STOP UPLOADING CRAP TO THE PORTAL WE DON'T SEE IT"
. Must be a ways of working thing for the old biddies that insist on using email.
