Yeah it depends on the game almost certainly. Some will benefit more from the bandwidth than others.Are you sure the gains from higher HBM clocks are that small "across the board"? I've read that Vega really likes the extra memory bandwidth and I've seen people get significant performance gains in some games.
(Edit: the PSU is now fine, btw. The problem was coil whine and I sorted it by connecting to a different mains socket on a different power strip.)
Theres an interesting article by gamers nexus about why AMD used hbm2 for vega which was because of the need for bandwidth and low power to balance the high power of the gpu. I guess at some point a higher bandwidth has reducing benefit because the gpu is topping out. 56 will have a lower threshold than 64 due to the 8 fewer CUs. Only way to find out is trial and error. Just dont brick that nice new card of yours