This Instant And Moment - 2020!

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None of the others make any sense, it's like when children on Xbox live highlight their ignorance/stupidity by misspelling simple words in their name.

You know the ones:
  • YoUrDeAd
  • xXIWILBEETYOUXx
  • OVERtheir6969

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God dammit.

Spent the weekend with my mother in law as she wants a new car. I'm now spending my morning looking at 30k loans to buy myself something new! I do not need to be doing this!

If i could find a PCP deal at a decent APR it'd make things more tempting. But it's either finance with PCP at 10% where at least i'm left with a balloon payment at the end so a smaller amount to finance, or take a loan out for the full amount at 3% which makes a lot more sense but leaves me with a fairly hefty monthly.

This is what ends up putting me off, the thought of spending £450 a month on a loan repayment for 5 years and all the things i could do with that money otherwise. If i could get a PCP around the £300 a month mark at a lower APR it'd make it more tempting.
 
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